145 live products
BankSA
Best available rate
5.79%p.a.
Basic Variable Home Loan
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.80%
Offset
Not included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
BankSA
Best available
From 5.79% p.a.
Line-up
145 live products
VS
BankSA vs Bankwest
Compare BankSA and Bankwest home loans in March 2026. BankSA offers rates from 5.79% p.a. across 145 products, while Bankwest starts at 5.69% p.a. with 106 products. Bankwest currently has the lower rate by 0.10%.
VS
106 live products
Bankwest
Best available rate
5.69%p.a.
Bankwest Simple Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.72%
Offset
Included
Redraw
Included
Live edge
Bankwest is lower on headline home loan rate by 0.10%, which is roughly $42 per month on a $500,000 loan.
0.10% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BankSA | Bankwest |
|---|---|---|
| Interest rate | 5.79% | 5.69% |
| Comparison rate | 5.80% | 5.72% |
| Offset account | No | Yes |
| Redraw | Yes | Yes |
All BankSA Products
Every tracked home loans option from BankSA.
All Bankwest Products
Every tracked home loans option from Bankwest.
BankSA's lowest variable rate is 5.79% p.a. (comparison rate 5.80%) while Bankwest starts at 5.69% p.a. (comparison rate 5.72%). Bankwest is 0.10% lower, which saves approximately $42/month on a $500,000 loan.
Key features: BankSA includes redraw, Bankwest includes offset, Bankwest includes redraw.
Quick Comparison
| Feature | BankSA | Bankwest |
|---|---|---|
| Interest Rate | 5.79% | 5.69% |
| Comparison Rate | 5.80% | 5.72% |
| Offset Account | No | Yes |
| Redraw Facility | Yes | Yes |
Common Questions
BankSA vs Bankwest FAQs
Which bank has a lower home loan rate, BankSA or Bankwest?
Bankwest currently offers the lower variable rate at 5.69% p.a. compared to 5.79% p.a. Always check the comparison rate for a true cost picture.
Do BankSA and Bankwest home loans have offset accounts?
BankSA does not include an offset account. Bankwest offers an offset account.
What is BankSA's lowest home loan rate in 2026?
BankSA's lowest variable rate is 5.79% p.a. (comparison rate 5.80%) on the Basic Variable Home Loan.
What is Bankwest's lowest home loan rate in 2026?
Bankwest's lowest variable rate is 5.69% p.a. (comparison rate 5.72%) on the Bankwest Simple Home Loan (Variable).