104 live products
ANZ
Best available rate
5.89%p.a.
Anz Fixed Rate Home Loan (Investment Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
7.41%
Offset
Included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
ANZ
Best available
From 5.89% p.a.
Line-up
104 live products
VS
ANZ vs Anz Plus
Compare ANZ and Anz Plus home loans in April 2026. ANZ offers rates from 5.89% p.a. across 104 products, while Anz Plus starts at 5.89% p.a. with 104 products.
Bank Two
VS
104 live products
Anz Plus
Best available rate
5.89%p.a.
Anz Fixed Rate Home Loan (Investment Fixed 1 Yr)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
7.41%
Offset
Included
Redraw
Included
Live edge
Anz Plus is lower on headline home loan rate by 0.00%, which is roughly $0 per month on a $500,000 loan.
0.00% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | Anz Plus |
|---|---|---|
| Interest rate | 5.89% | 5.89% |
| Comparison rate | 7.41% | 7.41% |
| Offset account | Yes | Yes |
| Redraw | Yes | Yes |
All ANZ Products
Every tracked home loans option from ANZ.
All Anz Plus Products
Every tracked home loans option from Anz Plus.
ANZ's lowest variable rate is 5.89% p.a. (comparison rate 7.41%) while Anz Plus starts at 5.89% p.a. (comparison rate 7.41%).
Key features: ANZ includes offset, ANZ includes redraw, Anz Plus includes offset, Anz Plus includes redraw.
Quick Comparison
| Feature | ANZ | Anz Plus |
|---|---|---|
| Interest Rate | 5.89% | 5.89% |
| Comparison Rate | 7.41% | 7.41% |
| Offset Account | Yes | Yes |
| Redraw Facility | Yes | Yes |
Common Questions
ANZ vs Anz Plus FAQs
Which bank has a lower home loan rate, ANZ or Anz Plus?
ANZ currently offers the lower variable rate at 5.89% p.a. compared to 5.89% p.a. Always check the comparison rate for a true cost picture.
Do ANZ and Anz Plus home loans have offset accounts?
ANZ offers an offset account. Anz Plus offers an offset account.
What is ANZ's lowest home loan rate in 2026?
ANZ's lowest variable rate is 5.89% p.a. (comparison rate 7.41%) on the Anz Fixed Rate Home Loan (Investment Fixed 1 Yr).
What is Anz Plus's lowest home loan rate in 2026?
Anz Plus's lowest variable rate is 5.89% p.a. (comparison rate 7.41%) on the Anz Fixed Rate Home Loan (Investment Fixed 1 Yr).