10 live products
NAB
Best available rate
15.50%p.a.
NAB Business Card
Highest ranked offer currently surfaced for this bank on the compare page.
Annual fee
$0
Interest-free
35 days
Rewards
None
Finding the best rates…
Credit Cards Comparison
Bank One
NAB
Best available
From 13.25% p.a.
Line-up
10 live products
VS
NAB vs St. George
Compare NAB and St. George credit cards in March 2026. NAB offers 10 cards with purchase rates from 13.25% p.a., while St. George has 9 cards starting at 9.99% p.a.
Bank Two
VS
9 live products
St. George
Best available rate
20.99%p.a.
No Annual Fee Card
Highest ranked offer currently surfaced for this bank on the compare page.
Annual fee
$0
Interest-free
55 days
Rewards
Available
Live edge
NAB has the lower purchase rate by 5.49%, which is about $274 a year on a $5,000 carried balance.
5.49% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | NAB | St. George |
|---|---|---|
| Purchase rate | 15.50% | 20.99% |
| Annual fee | $0 | $0 |
| Interest-free days | 35 | 55 |
| Has rewards | No | Yes |
All NAB Products
Every tracked credit cards option from NAB.
All St. George Products
Every tracked credit cards option from St. George.
NAB's NAB Low Rate Business Card charges 13.25% p.a. with a $60 annual fee, while St. George's Business Vantage sits at 9.99% p.a. with a $55 annual fee. St. George's lower rate saves approximately $163/year on a $5,000 balance.
Quick Comparison
| Feature | NAB | St. George |
|---|---|---|
| Purchase Rate | 13.25% | 9.99% |
| Annual Fee | $60 | $55 |
| Interest-Free Days | 55 | 55 |
| Rewards Program | None | None |
Common Questions
NAB vs St. George FAQs
Which bank has the lower credit card rate, NAB or St. George?
St. George offers the lower purchase rate at 9.99% p.a. Annual fees and rewards should also be considered when comparing.
What is NAB's lowest credit card rate in 2026?
NAB's lowest purchase rate is 13.25% p.a. on the NAB Low Rate Business Card, with a $60 annual fee and 55 interest-free days.
What is St. George's lowest credit card rate in 2026?
St. George's lowest purchase rate is 9.99% p.a. on the Business Vantage, with a $55 annual fee and 55 interest-free days.