1 live product
Bendigo Bank
Best match at selected term
3.80%p.a.
Standard Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Finding the best rates…
Term Deposits Comparison
Bank One
Bendigo Bank
Best available
Up to 4.00% p.a.
Line-up
1 live product
VS
Bendigo Bank vs HSBC
Compare Bendigo Bank and HSBC term deposits in March 2026. Bendigo Bank offers rates up to 4.00% p.a. across 17 term lengths, while HSBC reaches 4.25% p.a. across 18 terms.
Tune The Comparison
$
VS
1 live product
HSBC
Best match at selected term
3.40%p.a.
AUD Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Live edge
Bendigo Bank currently pays 0.40% more at 12 months, worth about $40 extra on $10,000.
0.40% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bendigo Bank | HSBC |
|---|---|---|
| Rate at selected term | 3.80% | 3.40% |
| Best headline rate | 4.00% | 4.25% |
| Minimum deposit | $5,000 | $5,000 |
| Interest payment | maturity | maturity |
| Terms available | 70 | 18 |
All Bendigo Bank Products
Every tracked term deposits option from Bendigo Bank.
All HSBC Products
Every tracked term deposits option from HSBC.
Bendigo Bank's best term deposit rate is 4.00% p.a. across 70 variants, while HSBC offers up to 4.25% p.a. across 18 variants. HSBC pays 0.25% more, earning you an extra $125 on a $50,000 deposit over 12 months.
Bendigo Bank offers terms of 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 1.25 years, 2 years, 3 years, 4 years, 5 years, while HSBC covers 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 1.25 years, 1.5 years, 2 years, 3 years, 4 years, 5 years.
Quick Comparison
| Feature | Bendigo Bank | HSBC |
|---|---|---|
| Best Rate | 4.00% | 4.25% |
| Min Deposit | $1 | $5,000 |
| Terms Available | 17 | 18 |
| Payment Options |
Common Questions
Bendigo Bank vs HSBC FAQs
Which bank has the better term deposit rate, Bendigo Bank or HSBC?
HSBC currently offers the higher rate at 4.25% p.a. Compare specific terms and deposit amounts for the most accurate comparison.
What term deposit rates does Bendigo Bank offer in 2026?
Bendigo Bank's best term deposit rate is 4.00% p.a. They offer 17 different term lengths.
What term deposit rates does HSBC offer in 2026?
HSBC's best term deposit rate is 4.25% p.a. They offer 18 different term lengths.
How much more interest can I earn with HSBC on a $50,000 term deposit?
At current rates, HSBC pays approximately $125 more per year on a $50,000 deposit, based on their 0.25% rate advantage.