1 live product
ANZ
Best match at selected term
4.35%p.a.
ANZ Advance Notice Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Finding the best rates…
Term Deposits Comparison
Bank One
ANZ
Best available
Up to 4.35% p.a.
Line-up
1 live product
VS
ANZ vs Bank Australia
Compare ANZ and Bank Australia term deposits in March 2026. ANZ offers rates up to 4.35% p.a. across 15 term lengths, while Bank Australia reaches 4.80% p.a. across 7 terms.
Tune The Comparison
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VS
12 live products
Bank Australia
Best match at selected term
4.80%p.a.
Term Deposit 12 months
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$500
Live edge
Bank Australia currently pays 0.45% more at 12 months, worth about $45 extra on $10,000.
0.45% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ANZ | Bank Australia |
|---|---|---|
| Rate at selected term | 4.35% | 4.80% |
| Best headline rate | 4.35% | 4.80% |
| Minimum deposit | $5,000 | $500 |
| Interest payment | maturity | maturity |
| Terms available | 50 | 1 |
All ANZ Products
Every tracked term deposits option from ANZ.
All Bank Australia Products
Every tracked term deposits option from Bank Australia.
ANZ's best term deposit rate is 4.35% p.a. across 50 variants, while Bank Australia offers up to 4.80% p.a. across 1 variant. Bank Australia pays 0.45% more, earning you an extra $225 on a $50,000 deposit over 12 months.
ANZ offers terms of 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 2 years, 3 years, 4 years, while Bank Australia covers 1 year.
Quick Comparison
| Feature | ANZ | Bank Australia |
|---|---|---|
| Best Rate | 4.35% | 4.80% |
| Min Deposit | $5,000 | $500 |
| Terms Available | 15 | 1 |
| Payment Options | maturity, half-yearly, quarterly, monthly, annually |
Common Questions
ANZ vs Bank Australia FAQs
Which bank has the better term deposit rate, ANZ or Bank Australia?
Bank Australia currently offers the higher rate at 4.80% p.a. Compare specific terms and deposit amounts for the most accurate comparison.
What term deposit rates does ANZ offer in 2026?
ANZ's best term deposit rate is 4.35% p.a. They offer 15 different term lengths.
What term deposit rates does Bank Australia offer in 2026?
Bank Australia's best term deposit rate is 4.80% p.a. They offer 1 different term length.
How much more interest can I earn with Bank Australia on a $50,000 term deposit?
At current rates, Bank Australia pays approximately $225 more per year on a $50,000 deposit, based on their 0.45% rate advantage.