1 live product
Police Bank
Best available rate
4.75%p.a.
U30 Super Charge
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.75%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Police Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
Police Bank vs RACQ Bank
Compare Police Bank and RACQ Bank savings accounts side by side. In March 2026, Police Bank offers 1 account with rates up to 4.75% p.a., while RACQ Bank has 1 account reaching 4.75% p.a.
VS
1 live product
RACQ Bank
Best available rate
4.75%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.74%
Conditions
Bonus rules apply
Live edge
Police Bank and RACQ Bank are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Rates level
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Police Bank | RACQ Bank |
|---|---|---|
| Max rate | 4.75% | 4.75% |
| Base rate | 4.75% | 0.01% |
| Bonus rate | 0.00% | 4.74% |
| Has conditions | No | Yes |
All Police Bank Products
Every tracked savings accounts option from Police Bank.
All RACQ Bank Products
Every tracked savings accounts option from RACQ Bank.
In March 2026, Police Bank's U30 Super Charge offers up to 4.75% p.a., while RACQ Bank's Bonus Saver reaches 4.75% p.a. (0.01% base + 4.74% bonus). Both banks are offering the same headline rate.
Police Bank offers its top rate unconditionally, while RACQ Bank requires monthly conditions. Police Bank's rate applies on balances up to $10,000.
Police Bank has 1 savings product and RACQ Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Police Bank | RACQ Bank |
|---|---|---|
| Max Rate | 4.75% | 4.75% |
| Base Rate | 4.75% | 0.01% |
| Bonus Rate | 0.00% | 4.74% |
| Conditions Required |
Common Questions
Police Bank vs RACQ Bank FAQs
Which bank has the better savings rate, Police Bank or RACQ Bank?
Police Bank currently offers the higher rate at 4.75% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
What is Police Bank's best savings account rate in 2026?
Police Bank's best savings rate is 4.75% p.a. on the U30 Super Charge.
What is RACQ Bank's best savings account rate in 2026?
RACQ Bank's best savings rate is 4.75% p.a. on the Bonus Saver, consisting of a 0.01% base rate and 4.74% bonus rate. This rate requires meeting monthly bonus conditions.
Do Police Bank and RACQ Bank savings accounts have conditions?
Police Bank's top rate has no ongoing conditions, while RACQ Bank requires meeting bonus conditions each month to earn the full advertised rate.