Finding the best rates…
Bank One
Best available
Up to 5.25% p.a.
Line-up
1 live product
Compare Newcastle Permanent and Rabobank savings accounts side by side. In March 2026, Newcastle Permanent offers 1 account with rates up to 5.25% p.a., while Rabobank has 2 accounts reaching 5.35% p.a. Rabobank currently leads by 0.10%.
1 live product
Best available rate
Smart Saver Account (Under 25)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
5.20%
Conditions
Bonus rules apply
2 live products
Best available rate
High Interest Savings Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
3.70%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Rabobank leads on headline savings rate by 0.10% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Newcastle Permanent | Rabobank |
|---|---|---|
| Max rate | 5.25% | 5.35% |
| Base rate | 0.05% | 3.70% |
| Bonus rate | 5.20% | 0.00% |
| Has conditions | Yes | No |
Every tracked savings accounts option from Newcastle Permanent.
Every tracked savings accounts option from Rabobank.
In March 2026, Newcastle Permanent's Smart Saver Account (Under 25) offers up to 5.25% p.a. (0.05% base + 5.20% bonus), while Rabobank's High Interest Savings Account reaches 5.35% p.a.. Rabobank currently leads by 0.10% p.a.
Rabobank offers its top rate unconditionally, while Newcastle Permanent requires monthly conditions. Rabobank's rate includes an introductory component for 4 months. Rabobank's rate applies on balances up to $250,000.
Newcastle Permanent has 1 savings product and Rabobank has 2, giving you a range of options to compare.
| Feature | Newcastle Permanent | Rabobank |
|---|---|---|
| Max Rate | 5.25% | 5.35% |
| Base Rate | 0.05% | 3.70% |
| Bonus Rate | 5.20% | 0.00% |
Common Questions
Rabobank currently offers the higher rate at 5.35% p.a., compared to 5.25% p.a. Rates are sourced from live data and change frequently.
Newcastle Permanent's best savings rate is 5.25% p.a. on the Smart Saver Account (Under 25), consisting of a 0.05% base rate and 5.20% bonus rate. This rate requires meeting monthly bonus conditions.
Rabobank's best savings rate is 5.35% p.a. on the High Interest Savings Account.
Rabobank's top rate has no ongoing conditions, while Newcastle Permanent requires meeting bonus conditions each month to earn the full advertised rate.
Bank Two
Best available
Up to 5.35% p.a.
Line-up
2 live products
| Conditions Required |
| Yes |
| No |
| Balance Cap | $49,999 | $250,000 |
Rabobank currently offers a 0.10% higher savings rate.
Based on current rates, Rabobank pays approximately $50 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.10% p.a.
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