1 live product
ME Bank
Best available rate
4.75%p.a.
Homeme
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
4.70%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
ME Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
ME Bank vs RACQ Bank
Compare ME Bank and RACQ Bank savings accounts side by side. In March 2026, ME Bank offers 1 account with rates up to 4.75% p.a., while RACQ Bank has 1 account reaching 4.75% p.a.
VS
1 live product
RACQ Bank
Best available rate
4.75%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.74%
Conditions
Bonus rules apply
Live edge
ME Bank and RACQ Bank are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Rates level
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ME Bank | RACQ Bank |
|---|---|---|
| Max rate | 4.75% | 4.75% |
| Base rate | 0.05% | 0.01% |
| Bonus rate | 4.70% | 4.74% |
| Has conditions | Yes | Yes |
All ME Bank Products
Every tracked savings accounts option from ME Bank.
All RACQ Bank Products
Every tracked savings accounts option from RACQ Bank.
In March 2026, ME Bank's Homeme offers up to 4.75% p.a. (0.05% base + 4.70% bonus), while RACQ Bank's Bonus Saver reaches 4.75% p.a. (0.01% base + 4.74% bonus). Both banks are offering the same headline rate.
ME Bank's rate applies on balances up to $1,000,000.
ME Bank has 1 savings product and RACQ Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | ME Bank | RACQ Bank |
|---|---|---|
| Max Rate | 4.75% | 4.75% |
| Base Rate | 0.05% | 0.01% |
| Bonus Rate | 4.70% | 4.74% |
| Conditions Required | Yes |
Common Questions
ME Bank vs RACQ Bank FAQs
Which bank has the better savings rate, ME Bank or RACQ Bank?
ME Bank currently offers the higher rate at 4.75% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
What is ME Bank's best savings account rate in 2026?
ME Bank's best savings rate is 4.75% p.a. on the Homeme, consisting of a 0.05% base rate and 4.70% bonus rate. This rate requires meeting monthly bonus conditions.
What is RACQ Bank's best savings account rate in 2026?
RACQ Bank's best savings rate is 4.75% p.a. on the Bonus Saver, consisting of a 0.01% base rate and 4.74% bonus rate. This rate requires meeting monthly bonus conditions.
Do ME Bank and RACQ Bank savings accounts have conditions?
Both ME Bank and RACQ Bank require meeting monthly conditions to earn their full bonus rates.