1 live product
ME Bank
Best available rate
4.75%p.a.
Homeme
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
4.70%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
ME Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
ME Bank vs MyState Bank
Compare ME Bank and MyState Bank savings accounts side by side. In March 2026, ME Bank offers 1 account with rates up to 4.75% p.a., while MyState Bank has 1 account reaching 4.50% p.a. ME Bank currently leads by 0.25%.
VS
1 live product
MyState Bank
Best available rate
4.50%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
4.45%
Conditions
Bonus rules apply
Live edge
ME Bank leads on headline savings rate by 0.25% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.25% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ME Bank | MyState Bank |
|---|---|---|
| Max rate | 4.75% | 4.50% |
| Base rate | 0.05% | 0.05% |
| Bonus rate | 4.70% | 4.45% |
| Has conditions | Yes | Yes |
All ME Bank Products
Every tracked savings accounts option from ME Bank.
All MyState Bank Products
Every tracked savings accounts option from MyState Bank.
In March 2026, ME Bank's Homeme offers up to 4.75% p.a. (0.05% base + 4.70% bonus), while MyState Bank's Bonus Saver reaches 4.50% p.a. (0.05% base + 4.45% bonus). ME Bank currently leads by 0.25% p.a.
ME Bank's rate applies on balances up to $1,000,000.
ME Bank has 1 savings product and MyState Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | ME Bank | MyState Bank |
|---|---|---|
| Max Rate | 4.75% | 4.50% |
| Base Rate | 0.05% | 0.05% |
| Bonus Rate | 4.70% | 4.45% |
| Conditions Required | Yes |
Common Questions
ME Bank vs MyState Bank FAQs
Which bank has the better savings rate, ME Bank or MyState Bank?
ME Bank currently offers the higher rate at 4.75% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is ME Bank's best savings account rate in 2026?
ME Bank's best savings rate is 4.75% p.a. on the Homeme, consisting of a 0.05% base rate and 4.70% bonus rate. This rate requires meeting monthly bonus conditions.
What is MyState Bank's best savings account rate in 2026?
MyState Bank's best savings rate is 4.50% p.a. on the Bonus Saver, consisting of a 0.05% base rate and 4.45% bonus rate. This rate requires meeting monthly bonus conditions.
Do ME Bank and MyState Bank savings accounts have conditions?
Both ME Bank and MyState Bank require meeting monthly conditions to earn their full bonus rates.