2 live products
ING
Best available rate
5.40%p.a.
Savings Accelerator
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.35%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
ING
Best available
Up to 5.40% p.a.
Line-up
2 live products
VS
ING vs Judo Bank
Compare ING and Judo Bank savings accounts side by side. In March 2026, ING offers 2 accounts with rates up to 5.40% p.a., while Judo Bank has 1 account reaching 5.10% p.a. ING currently leads by 0.30%.
VS
1 live product
Judo Bank
Best available rate
5.10%p.a.
Personal Savings Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
5.05%
Conditions
Bonus rules apply
Live edge
ING leads on headline savings rate by 0.30% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.30% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | ING | Judo Bank |
|---|---|---|
| Max rate | 5.40% | 5.10% |
| Base rate | 4.35% | 0.05% |
| Bonus rate | 0.00% | 5.05% |
| Has conditions | No | Yes |
All ING Products
Every tracked savings accounts option from ING.
All Judo Bank Products
Every tracked savings accounts option from Judo Bank.
In March 2026, ING's Savings Accelerator offers up to 5.40% p.a., while Judo Bank's Personal Savings Account reaches 5.10% p.a. (0.05% base + 5.05% bonus). ING currently leads by 0.30% p.a.
ING offers its top rate unconditionally, while Judo Bank requires monthly conditions. ING's rate includes an introductory component for 4 months. ING's rate applies on balances up to $500,000.
ING has 2 savings products and Judo Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | ING | Judo Bank |
|---|---|---|
| Max Rate | 5.40% | 5.10% |
| Base Rate | 4.35% | 0.05% |
| Bonus Rate | 0.00% | 5.05% |
| Conditions Required |
Common Questions
ING vs Judo Bank FAQs
Which bank has the better savings rate, ING or Judo Bank?
ING currently offers the higher rate at 5.40% p.a., compared to 5.10% p.a. Rates are sourced from live data and change frequently.
What is ING's best savings account rate in 2026?
ING's best savings rate is 5.40% p.a. on the Savings Accelerator.
What is Judo Bank's best savings account rate in 2026?
Judo Bank's best savings rate is 5.10% p.a. on the Personal Savings Account, consisting of a 0.05% base rate and 5.05% bonus rate. This rate requires meeting monthly bonus conditions.
Do ING and Judo Bank savings accounts have conditions?
ING's top rate has no ongoing conditions, while Judo Bank requires meeting bonus conditions each month to earn the full advertised rate.