1 live product
Credit Union SA
Best available rate
4.85%p.a.
NetSave Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.00%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Credit Union SA
Best available
Up to 4.85% p.a.
Line-up
1 live product
VS
Credit Union SA vs Up
Compare Credit Union SA and Up savings accounts side by side. In March 2026, Credit Union SA offers 1 account with rates up to 4.85% p.a., while Up has 1 account reaching 4.85% p.a.
VS
1 live product
Up
Best available rate
4.85%p.a.
Up Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.85%
Conditions
Bonus rules apply
Live edge
Credit Union SA and Up are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Rates level
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Credit Union SA | Up |
|---|---|---|
| Max rate | 4.85% | 4.85% |
| Base rate | 1.00% | 0.00% |
| Bonus rate | 0.00% | 4.85% |
| Has conditions | No | Yes |
All Credit Union SA Products
Every tracked savings accounts option from Credit Union SA.
All Up Products
Every tracked savings accounts option from Up.
In March 2026, Credit Union SA's NetSave Account offers up to 4.85% p.a., while Up's Up Saver reaches 4.85% p.a.. Both banks are offering the same headline rate.
Credit Union SA offers its top rate unconditionally, while Up requires monthly conditions. Credit Union SA's rate includes an introductory component for 4 months. Credit Union SA's rate applies on balances up to $1,000,000.
Credit Union SA has 1 savings product and Up has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Credit Union SA | Up |
|---|---|---|
| Max Rate | 4.85% | 4.85% |
| Base Rate | 1.00% | 0.00% |
| Bonus Rate | 0.00% | 4.85% |
| Conditions Required |
Common Questions
Credit Union SA vs Up FAQs
Which bank has the better savings rate, Credit Union SA or Up?
Credit Union SA currently offers the higher rate at 4.85% p.a., compared to 4.85% p.a. Rates are sourced from live data and change frequently.
What is Credit Union SA's best savings account rate in 2026?
Credit Union SA's best savings rate is 4.85% p.a. on the NetSave Account.
What is Up's best savings account rate in 2026?
Up's best savings rate is 4.85% p.a. on the Up Saver. This rate requires meeting monthly bonus conditions.
Do Credit Union SA and Up savings accounts have conditions?
Credit Union SA's top rate has no ongoing conditions, while Up requires meeting bonus conditions each month to earn the full advertised rate.