1 live product
BCU Bank
Best available rate
4.75%p.a.
Boss Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.20%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
BCU Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
BCU Bank vs Unity Bank
Compare BCU Bank and Unity Bank savings accounts side by side. In March 2026, BCU Bank offers 1 account with rates up to 4.75% p.a., while Unity Bank has 1 account reaching 4.00% p.a. BCU Bank currently leads by 0.75%.
VS
1 live product
Unity Bank
Best available rate
4.00%p.a.
MoneyMAX Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.00%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
BCU Bank leads on headline savings rate by 0.75% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.75% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BCU Bank | Unity Bank |
|---|---|---|
| Max rate | 4.75% | 4.00% |
| Base rate | 0.20% | 4.00% |
| Bonus rate | 4.55% | 0.00% |
| Has conditions | Yes | No |
All BCU Bank Products
Every tracked savings accounts option from BCU Bank.
All Unity Bank Products
Every tracked savings accounts option from Unity Bank.
In March 2026, BCU Bank's Boss Saver offers up to 4.75% p.a. (0.20% base + 4.55% bonus), while Unity Bank's MoneyMAX Account reaches 4.00% p.a.. BCU Bank currently leads by 0.75% p.a.
BCU Bank's top rate requires meeting bonus conditions each month, while Unity Bank offers its rate with no ongoing requirements. BCU Bank's rate applies on balances up to $100,000.
BCU Bank has 1 savings product and Unity Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | BCU Bank | Unity Bank |
|---|---|---|
| Max Rate | 4.75% | 4.00% |
| Base Rate | 0.20% | 4.00% |
| Bonus Rate | 4.55% | 0.00% |
| Conditions Required |
Common Questions
BCU Bank vs Unity Bank FAQs
Which bank has the better savings rate, BCU Bank or Unity Bank?
BCU Bank currently offers the higher rate at 4.75% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
What is BCU Bank's best savings account rate in 2026?
BCU Bank's best savings rate is 4.75% p.a. on the Boss Saver, consisting of a 0.20% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
What is Unity Bank's best savings account rate in 2026?
Unity Bank's best savings rate is 4.00% p.a. on the MoneyMAX Account.
Do BCU Bank and Unity Bank savings accounts have conditions?
Unity Bank's top rate has no ongoing conditions, while BCU Bank requires meeting bonus conditions each month to earn the full advertised rate.