1 live product
BCU Bank
Best available rate
4.75%p.a.
Boss Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.20%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
BCU Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
BCU Bank vs Teachers Mutual Bank
Compare BCU Bank and Teachers Mutual Bank savings accounts side by side. In March 2026, BCU Bank offers 1 account with rates up to 4.75% p.a., while Teachers Mutual Bank has 1 account reaching 4.75% p.a.
VS
1 live product
Teachers Mutual Bank
Best available rate
4.75%p.a.
Starter Saver (Under 30s / Students)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.75%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
BCU Bank and Teachers Mutual Bank are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Rates level
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BCU Bank | Teachers Mutual Bank |
|---|---|---|
| Max rate | 4.75% | 4.75% |
| Base rate | 0.20% | 4.75% |
| Bonus rate | 4.55% | 0.00% |
| Has conditions | Yes | No |
All BCU Bank Products
Every tracked savings accounts option from BCU Bank.
All Teachers Mutual Bank Products
Every tracked savings accounts option from Teachers Mutual Bank.
In March 2026, BCU Bank's Boss Saver offers up to 4.75% p.a. (0.20% base + 4.55% bonus), while Teachers Mutual Bank's Starter Saver (Under 30s / Students) reaches 4.75% p.a.. Both banks are offering the same headline rate.
BCU Bank's top rate requires meeting bonus conditions each month, while Teachers Mutual Bank offers its rate with no ongoing requirements. BCU Bank's rate applies on balances up to $100,000.
BCU Bank has 1 savings product and Teachers Mutual Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | BCU Bank | Teachers Mutual Bank |
|---|---|---|
| Max Rate | 4.75% | 4.75% |
| Base Rate | 0.20% | 4.75% |
| Bonus Rate | 4.55% | 0.00% |
Common Questions
BCU Bank vs Teachers Mutual Bank FAQs
Which bank has the better savings rate, BCU Bank or Teachers Mutual Bank?
BCU Bank currently offers the higher rate at 4.75% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
What is BCU Bank's best savings account rate in 2026?
BCU Bank's best savings rate is 4.75% p.a. on the Boss Saver, consisting of a 0.20% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
What is Teachers Mutual Bank's best savings account rate in 2026?
Teachers Mutual Bank's best savings rate is 4.75% p.a. on the Starter Saver (Under 30s / Students).
Do BCU Bank and Teachers Mutual Bank savings accounts have conditions?
Teachers Mutual Bank's top rate has no ongoing conditions, while BCU Bank requires meeting bonus conditions each month to earn the full advertised rate.