1 live product
BCU Bank
Best available rate
4.75%p.a.
Boss Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.20%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
BCU Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
BCU Bank vs Defence Bank
Compare BCU Bank and Defence Bank savings accounts side by side. In March 2026, BCU Bank offers 1 account with rates up to 4.75% p.a., while Defence Bank has 1 account reaching 4.65% p.a. BCU Bank currently leads by 0.10%.
VS
1 live product
Defence Bank
Best available rate
4.65%p.a.
Max eSaver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.55%
Conditions
Bonus rules apply
Live edge
BCU Bank leads on headline savings rate by 0.10% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.10% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BCU Bank | Defence Bank |
|---|---|---|
| Max rate | 4.75% | 4.65% |
| Base rate | 0.20% | 0.10% |
| Bonus rate | 4.55% | 4.55% |
| Has conditions | Yes | Yes |
All BCU Bank Products
Every tracked savings accounts option from BCU Bank.
All Defence Bank Products
Every tracked savings accounts option from Defence Bank.
In March 2026, BCU Bank's Boss Saver offers up to 4.75% p.a. (0.20% base + 4.55% bonus), while Defence Bank's Max eSaver reaches 4.65% p.a. (0.10% base + 4.55% bonus). BCU Bank currently leads by 0.10% p.a.
BCU Bank's rate applies on balances up to $100,000.
BCU Bank has 1 savings product and Defence Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | BCU Bank | Defence Bank |
|---|---|---|
| Max Rate | 4.75% | 4.65% |
| Base Rate | 0.20% | 0.10% |
| Bonus Rate | 4.55% | 4.55% |
| Conditions Required | Yes |
Common Questions
BCU Bank vs Defence Bank FAQs
Which bank has the better savings rate, BCU Bank or Defence Bank?
BCU Bank currently offers the higher rate at 4.75% p.a., compared to 4.65% p.a. Rates are sourced from live data and change frequently.
What is BCU Bank's best savings account rate in 2026?
BCU Bank's best savings rate is 4.75% p.a. on the Boss Saver, consisting of a 0.20% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
What is Defence Bank's best savings account rate in 2026?
Defence Bank's best savings rate is 4.65% p.a. on the Max eSaver, consisting of a 0.10% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
Do BCU Bank and Defence Bank savings accounts have conditions?
Both BCU Bank and Defence Bank require meeting monthly conditions to earn their full bonus rates.