1 live product
BankSA
Best available rate
4.65%p.a.
Incentive Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
BankSA
Best available
Up to 4.65% p.a.
Line-up
1 live product
VS
BankSA vs Suncorp
Compare BankSA and Suncorp savings accounts side by side. In March 2026, BankSA offers 1 account with rates up to 4.65% p.a., while Suncorp has 1 account reaching 4.55% p.a. BankSA currently leads by 0.10%.
VS
1 live product
Suncorp
Best available rate
4.55%p.a.
Growth Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
4.50%
Conditions
Bonus rules apply
Live edge
BankSA leads on headline savings rate by 0.10% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.10% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | BankSA | Suncorp |
|---|---|---|
| Max rate | 4.65% | 4.55% |
| Base rate | 0.10% | 0.05% |
| Bonus rate | 4.55% | 4.50% |
| Has conditions | Yes | Yes |
All BankSA Products
Every tracked savings accounts option from BankSA.
All Suncorp Products
Every tracked savings accounts option from Suncorp.
In March 2026, BankSA's Incentive Saver offers up to 4.65% p.a. (0.10% base + 4.55% bonus), while Suncorp's Growth Saver reaches 4.55% p.a. (0.05% base + 4.50% bonus). BankSA currently leads by 0.10% p.a.
BankSA's rate applies on balances up to $249,999.
BankSA has 1 savings product and Suncorp has 1, giving you a range of options to compare.
Quick Comparison
| Feature | BankSA | Suncorp |
|---|---|---|
| Max Rate | 4.65% | 4.55% |
| Base Rate | 0.10% | 0.05% |
| Bonus Rate | 4.55% | 4.50% |
| Conditions Required | Yes |
Common Questions
BankSA vs Suncorp FAQs
Which bank has the better savings rate, BankSA or Suncorp?
BankSA currently offers the higher rate at 4.65% p.a., compared to 4.55% p.a. Rates are sourced from live data and change frequently.
What is BankSA's best savings account rate in 2026?
BankSA's best savings rate is 4.65% p.a. on the Incentive Saver, consisting of a 0.10% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
What is Suncorp's best savings account rate in 2026?
Suncorp's best savings rate is 4.55% p.a. on the Growth Saver, consisting of a 0.05% base rate and 4.50% bonus rate. This rate requires meeting monthly bonus conditions.
Do BankSA and Suncorp savings accounts have conditions?
Both BankSA and Suncorp require meeting monthly conditions to earn their full bonus rates.