3 live products
Bank of Queensland
Best available rate
5.10%p.a.
Future Saver Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
5.05%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Bank of Queensland
Best available
Up to 5.10% p.a.
Line-up
3 live products
VS
Bank of Queensland vs RACQ Bank
Compare Bank of Queensland and RACQ Bank savings accounts side by side. In March 2026, Bank of Queensland offers 3 accounts with rates up to 5.10% p.a., while RACQ Bank has 1 account reaching 4.75% p.a. Bank of Queensland currently leads by 0.35%.
VS
1 live product
RACQ Bank
Best available rate
4.75%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.74%
Conditions
Bonus rules apply
Live edge
Bank of Queensland leads on headline savings rate by 0.35% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.35% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Queensland | RACQ Bank |
|---|---|---|
| Max rate | 5.10% | 4.75% |
| Base rate | 0.05% | 0.01% |
| Bonus rate | 5.05% | 4.74% |
| Has conditions | Yes | Yes |
All Bank of Queensland Products
Every tracked savings accounts option from Bank of Queensland.
All RACQ Bank Products
Every tracked savings accounts option from RACQ Bank.
In March 2026, Bank of Queensland's Future Saver Account offers up to 5.10% p.a. (0.05% base + 5.05% bonus), while RACQ Bank's Bonus Saver reaches 4.75% p.a. (0.01% base + 4.74% bonus). Bank of Queensland currently leads by 0.35% p.a.
Bank of Queensland's rate applies on balances up to $50,000.
Bank of Queensland has 3 savings products and RACQ Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Bank of Queensland | RACQ Bank |
|---|---|---|
| Max Rate | 5.10% | 4.75% |
| Base Rate | 0.05% | 0.01% |
| Bonus Rate | 5.05% | 4.74% |
| Conditions Required | Yes |
Common Questions
Bank of Queensland vs RACQ Bank FAQs
Which bank has the better savings rate, Bank of Queensland or RACQ Bank?
Bank of Queensland currently offers the higher rate at 5.10% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
What is Bank of Queensland's best savings account rate in 2026?
Bank of Queensland's best savings rate is 5.10% p.a. on the Future Saver Account, consisting of a 0.05% base rate and 5.05% bonus rate. This rate requires meeting monthly bonus conditions.
What is RACQ Bank's best savings account rate in 2026?
RACQ Bank's best savings rate is 4.75% p.a. on the Bonus Saver, consisting of a 0.01% base rate and 4.74% bonus rate. This rate requires meeting monthly bonus conditions.
Do Bank of Queensland and RACQ Bank savings accounts have conditions?
Both Bank of Queensland and RACQ Bank require meeting monthly conditions to earn their full bonus rates.