3 live products
Bank of Queensland
Best available rate
5.10%p.a.
Future Saver Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
5.05%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Bank of Queensland
Best available
Up to 5.10% p.a.
Line-up
3 live products
VS
Bank of Queensland vs P&N Bank
Compare Bank of Queensland and P&N Bank savings accounts side by side. In March 2026, Bank of Queensland offers 3 accounts with rates up to 5.10% p.a., while P&N Bank has 1 account reaching 4.75% p.a. Bank of Queensland currently leads by 0.35%.
VS
1 live product
P&N Bank
Best available rate
4.75%p.a.
Savvy Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.20%
Bonus
4.55%
Conditions
Bonus rules apply
Live edge
Bank of Queensland leads on headline savings rate by 0.35% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.35% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Queensland | P&N Bank |
|---|---|---|
| Max rate | 5.10% | 4.75% |
| Base rate | 0.05% | 0.20% |
| Bonus rate | 5.05% | 4.55% |
| Has conditions | Yes | Yes |
All Bank of Queensland Products
Every tracked savings accounts option from Bank of Queensland.
All P&N Bank Products
Every tracked savings accounts option from P&N Bank.
In March 2026, Bank of Queensland's Future Saver Account offers up to 5.10% p.a. (0.05% base + 5.05% bonus), while P&N Bank's Savvy Saver reaches 4.75% p.a. (0.20% base + 4.55% bonus). Bank of Queensland currently leads by 0.35% p.a.
Bank of Queensland's rate applies on balances up to $50,000.
Bank of Queensland has 3 savings products and P&N Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Bank of Queensland | P&N Bank |
|---|---|---|
| Max Rate | 5.10% | 4.75% |
| Base Rate | 0.05% | 0.20% |
| Bonus Rate | 5.05% | 4.55% |
| Conditions Required | Yes |
Common Questions
Bank of Queensland vs P&N Bank FAQs
Which bank has the better savings rate, Bank of Queensland or P&N Bank?
Bank of Queensland currently offers the higher rate at 5.10% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
What is Bank of Queensland's best savings account rate in 2026?
Bank of Queensland's best savings rate is 5.10% p.a. on the Future Saver Account, consisting of a 0.05% base rate and 5.05% bonus rate. This rate requires meeting monthly bonus conditions.
What is P&N Bank's best savings account rate in 2026?
P&N Bank's best savings rate is 4.75% p.a. on the Savvy Saver, consisting of a 0.20% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
Do Bank of Queensland and P&N Bank savings accounts have conditions?
Both Bank of Queensland and P&N Bank require meeting monthly conditions to earn their full bonus rates.