3 live products
Bank of Queensland
Best available rate
5.10%p.a.
Future Saver Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
5.05%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Bank of Queensland
Best available
Up to 5.10% p.a.
Line-up
3 live products
VS
Bank of Queensland vs Bank of Sydney
Compare Bank of Queensland and Bank of Sydney savings accounts side by side. In March 2026, Bank of Queensland offers 3 accounts with rates up to 5.10% p.a., while Bank of Sydney has 1 account reaching 4.25% p.a. Bank of Queensland currently leads by 0.85%.
VS
1 live product
Bank of Sydney
Best available rate
4.25%p.a.
BOS Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.25%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Bank of Queensland leads on headline savings rate by 0.85% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.85% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Queensland | Bank of Sydney |
|---|---|---|
| Max rate | 5.10% | 4.25% |
| Base rate | 0.05% | 4.25% |
| Bonus rate | 5.05% | 0.00% |
| Has conditions | Yes | No |
All Bank of Queensland Products
Every tracked savings accounts option from Bank of Queensland.
All Bank of Sydney Products
Every tracked savings accounts option from Bank of Sydney.
In March 2026, Bank of Queensland's Future Saver Account offers up to 5.10% p.a. (0.05% base + 5.05% bonus), while Bank of Sydney's BOS Saver reaches 4.25% p.a.. Bank of Queensland currently leads by 0.85% p.a.
Bank of Queensland's top rate requires meeting bonus conditions each month, while Bank of Sydney offers its rate with no ongoing requirements. Bank of Queensland's rate applies on balances up to $50,000.
Bank of Queensland has 3 savings products and Bank of Sydney has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Bank of Queensland | Bank of Sydney |
|---|---|---|
| Max Rate | 5.10% | 4.25% |
| Base Rate | 0.05% | 4.25% |
| Bonus Rate | 5.05% | 0.00% |
Common Questions
Bank of Queensland vs Bank of Sydney FAQs
Which bank has the better savings rate, Bank of Queensland or Bank of Sydney?
Bank of Queensland currently offers the higher rate at 5.10% p.a., compared to 4.25% p.a. Rates are sourced from live data and change frequently.
What is Bank of Queensland's best savings account rate in 2026?
Bank of Queensland's best savings rate is 5.10% p.a. on the Future Saver Account, consisting of a 0.05% base rate and 5.05% bonus rate. This rate requires meeting monthly bonus conditions.
What is Bank of Sydney's best savings account rate in 2026?
Bank of Sydney's best savings rate is 4.25% p.a. on the BOS Saver.
Do Bank of Queensland and Bank of Sydney savings accounts have conditions?
Bank of Sydney's top rate has no ongoing conditions, while Bank of Queensland requires meeting bonus conditions each month to earn the full advertised rate.