1 live product
AMP
Best available rate
4.60%p.a.
Amp Bank Go Save
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.60%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
AMP
Best available
Up to 4.60% p.a.
Line-up
1 live product
VS
AMP vs Bank of Queensland
Compare AMP and Bank of Queensland savings accounts side by side. In March 2026, AMP offers 1 account with rates up to 4.60% p.a., while Bank of Queensland has 3 accounts reaching 5.10% p.a. Bank of Queensland currently leads by 0.50%.
VS
3 live products
Bank of Queensland
Best available rate
5.10%p.a.
Future Saver Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
5.05%
Conditions
Bonus rules apply
Live edge
Bank of Queensland leads on headline savings rate by 0.50% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.50% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | AMP | Bank of Queensland |
|---|---|---|
| Max rate | 4.60% | 5.10% |
| Base rate | 4.60% | 0.05% |
| Bonus rate | 0.00% | 5.05% |
| Has conditions | No | Yes |
All AMP Products
Every tracked savings accounts option from AMP.
All Bank of Queensland Products
Every tracked savings accounts option from Bank of Queensland.
In March 2026, AMP's Amp Bank Go Save offers up to 4.60% p.a., while Bank of Queensland's Future Saver Account reaches 5.10% p.a. (0.05% base + 5.05% bonus). Bank of Queensland currently leads by 0.50% p.a.
Bank of Queensland's top rate requires meeting bonus conditions each month, while AMP offers its rate with no ongoing requirements. Bank of Queensland's rate applies on balances up to $50,000.
AMP has 1 savings product and Bank of Queensland has 3, giving you a range of options to compare.
Quick Comparison
| Feature | AMP | Bank of Queensland |
|---|---|---|
| Max Rate | 4.60% | 5.10% |
| Base Rate | 4.60% | 0.05% |
| Bonus Rate | 0.00% | 5.05% |
| Conditions Required |
Common Questions
AMP vs Bank of Queensland FAQs
Which bank has the better savings rate, AMP or Bank of Queensland?
Bank of Queensland currently offers the higher rate at 5.10% p.a., compared to 4.60% p.a. Rates are sourced from live data and change frequently.
What is AMP's best savings account rate in 2026?
AMP's best savings rate is 4.60% p.a. on the Amp Bank Go Save.
What is Bank of Queensland's best savings account rate in 2026?
Bank of Queensland's best savings rate is 5.10% p.a. on the Future Saver Account, consisting of a 0.05% base rate and 5.05% bonus rate. This rate requires meeting monthly bonus conditions.
Do AMP and Bank of Queensland savings accounts have conditions?
AMP's top rate has no ongoing conditions, while Bank of Queensland requires meeting bonus conditions each month to earn the full advertised rate.