NAB updates Standard variable rate home loan to 0.25%
Published 3 February 2026Effective 13 February 2026Home Loan
NAB has updated the rate on its Standard variable rate home loan home loan to 0.25% p.a.
NAB
Standard variable rate home loan
New Rate
0.25%
Illustrative Example
For illustrative purposes, on a $600,000 loan over 30 years at 0.25%, the estimated monthly repayment would be approximately $1,730.
Market Context
This rate of 0.25% is below the current market average of 6.49% across 2360 tracked home loan products. The current market leader offers 9.82%.
Notes
NAB passing on 25 bps RBA rate hike
⚠️ General information only
This comparison is for informational purposes only and does not constitute financial advice. Always verify current rates and eligibility directly with the provider before making decisions. Consider whether products are appropriate for your circumstances.