HSBC updates Variable-rate home loans to 0.25%
Published 4 February 2026Effective 16 February 2026Home Loan
HSBC has updated the rate on its Variable-rate home loans home loan to 0.25% p.a.
HSBC
Variable-rate home loans
New Rate
0.25%
Illustrative Example
For illustrative purposes, on a $600,000 loan over 30 years at 0.25%, the estimated monthly repayment would be approximately $1,730.
Market Context
This rate of 0.25% is below the current market average of 6.49% across 2360 tracked home loan products. The current market leader offers 9.82%.
Notes
HSBC passing on 25 bps RBA rate hike
⚠️ General information only
This comparison is for informational purposes only and does not constitute financial advice. Always verify current rates and eligibility directly with the provider before making decisions. Consider whether products are appropriate for your circumstances.