1 live product
Great Southern Bank
Best match at selected term
4.75%p.a.
Standard Rate Term Deposit 1-12 months
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Finding the best rates…
Term Deposits Comparison
Bank One
Great Southern Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
Great Southern Bank vs Heartland
Compare Great Southern Bank and Heartland term deposits in March 2026. Great Southern Bank offers rates up to 4.75% p.a. across 12 term lengths, while Heartland reaches 4.93% p.a. across 9 terms.
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VS
1 live product
Heartland
Best match at selected term
4.93%p.a.
Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Live edge
Heartland currently pays 0.18% more at 12 months, worth about $18 extra on $10,000.
0.18% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Great Southern Bank | Heartland |
|---|---|---|
| Rate at selected term | 4.75% | 4.93% |
| Best headline rate | 4.75% | 4.93% |
| Minimum deposit | $5,000 | $5,000 |
| Interest payment | maturity | maturity |
| Terms available | 12 | 14 |
All Great Southern Bank Products
Every tracked term deposits option from Great Southern Bank.
All Heartland Products
Every tracked term deposits option from Heartland.
Great Southern Bank's best term deposit rate is 4.75% p.a. across 12 variants, while Heartland offers up to 4.93% p.a. across 14 variants. Heartland pays 0.18% more, earning you an extra $90 on a $50,000 deposit over 12 months.
Great Southern Bank offers terms of 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, while Heartland covers 1 month, 3 months, 6 months, 9 months, 1 year, 2 years, 3 years, 4 years, 5 years.
Quick Comparison
| Feature | Great Southern Bank | Heartland |
|---|---|---|
| Best Rate | 4.75% | 4.93% |
| Min Deposit | $5,000 | $5,000 |
| Terms Available | 12 | 9 |
| Payment Options | maturity |
Common Questions
Great Southern Bank vs Heartland FAQs
Which bank has the better term deposit rate, Great Southern Bank or Heartland?
Heartland currently offers the higher rate at 4.93% p.a. Compare specific terms and deposit amounts for the most accurate comparison.
What term deposit rates does Great Southern Bank offer in 2026?
Great Southern Bank's best term deposit rate is 4.75% p.a. They offer 12 different term lengths.
What term deposit rates does Heartland offer in 2026?
Heartland's best term deposit rate is 4.93% p.a. They offer 9 different term lengths.
How much more interest can I earn with Heartland on a $50,000 term deposit?
At current rates, Heartland pays approximately $90 more per year on a $50,000 deposit, based on their 0.18% rate advantage.