1 live product
Bendigo Bank
Best match at selected term
3.80%p.a.
Standard Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Finding the best rates…
Term Deposits Comparison
Bank One
Bendigo Bank
Best available
Up to 4.00% p.a.
Line-up
1 live product
VS
Bendigo Bank vs Macquarie
Compare Bendigo Bank and Macquarie term deposits in March 2026. Bendigo Bank offers rates up to 4.00% p.a. across 17 term lengths, while Macquarie reaches 4.90% p.a. across 11 terms.
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VS
1 live product
Macquarie
Best match at selected term
4.90%p.a.
Macquarie Term Deposit
Pays maturity across a 12-month term.
Term
12 months
Payout
maturity
Min deposit
$5,000
Live edge
Macquarie currently pays 1.10% more at 12 months, worth about $110 extra on $10,000.
1.10% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bendigo Bank | Macquarie |
|---|---|---|
| Rate at selected term | 3.80% | 4.90% |
| Best headline rate | 4.00% | 4.90% |
| Minimum deposit | $5,000 | $5,000 |
| Interest payment | maturity | maturity |
| Terms available | 70 | 33 |
All Bendigo Bank Products
Every tracked term deposits option from Bendigo Bank.
All Macquarie Products
Every tracked term deposits option from Macquarie.
Bendigo Bank's best term deposit rate is 4.00% p.a. across 70 variants, while Macquarie offers up to 4.90% p.a. across 33 variants. Macquarie pays 0.90% more, earning you an extra $450 on a $50,000 deposit over 12 months.
Bendigo Bank offers terms of 1 month, 2 months, 3 months, 4 months, 5 months, 6 months, 7 months, 8 months, 9 months, 10 months, 11 months, 1 year, 1.25 years, 2 years, 3 years, 4 years, 5 years, while Macquarie covers 1 month, 2 months, 3 months, 4 months, 6 months, 9 months, 1 year, 2 years, 3 years, 4 years, 5 years.
Quick Comparison
| Feature | Bendigo Bank | Macquarie |
|---|---|---|
| Best Rate | 4.00% | 4.90% |
| Min Deposit | $1 | $5,000 |
| Terms Available | 17 | 11 |
| Payment Options |
Common Questions
Bendigo Bank vs Macquarie FAQs
Which bank has the better term deposit rate, Bendigo Bank or Macquarie?
Macquarie currently offers the higher rate at 4.90% p.a. Compare specific terms and deposit amounts for the most accurate comparison.
What term deposit rates does Bendigo Bank offer in 2026?
Bendigo Bank's best term deposit rate is 4.00% p.a. They offer 17 different term lengths.
What term deposit rates does Macquarie offer in 2026?
Macquarie's best term deposit rate is 4.90% p.a. They offer 11 different term lengths.
How much more interest can I earn with Macquarie on a $50,000 term deposit?
At current rates, Macquarie pays approximately $450 more per year on a $50,000 deposit, based on their 0.90% rate advantage.