Finding the best rates…
Bank One
Best available
Up to 4.75% p.a.
Line-up
1 live product
Compare Teachers Mutual Bank and Unity Bank savings accounts side by side. In March 2026, Teachers Mutual Bank offers 1 account with rates up to 4.75% p.a., while Unity Bank has 1 account reaching 4.00% p.a. Teachers Mutual Bank currently leads by 0.75%.
1 live product
Best available rate
Starter Saver (Under 30s / Students)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.75%
Bonus
0.00%
Conditions
No monthly hoops
1 live product
Best available rate
MoneyMAX Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.00%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Teachers Mutual Bank leads on headline savings rate by 0.75% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Teachers Mutual Bank | Unity Bank |
|---|---|---|
| Max rate | 4.75% | 4.00% |
| Base rate | 4.75% | 4.00% |
| Bonus rate | 0.00% | 0.00% |
| Has conditions | No | No |
Every tracked savings accounts option from Teachers Mutual Bank.
Every tracked savings accounts option from Unity Bank.
In March 2026, Teachers Mutual Bank's Starter Saver (Under 30s / Students) offers up to 4.75% p.a., while Unity Bank's MoneyMAX Account reaches 4.00% p.a.. Teachers Mutual Bank currently leads by 0.75% p.a.
Teachers Mutual Bank's rate applies on balances up to $50,000.
Teachers Mutual Bank has 1 savings product and Unity Bank has 1, giving you a range of options to compare.
| Feature | Teachers Mutual Bank | Unity Bank |
|---|---|---|
| Max Rate | 4.75% | 4.00% |
| Base Rate | 4.75% | 4.00% |
| Bonus Rate | 0.00% | 0.00% |
| Conditions Required | No |
Common Questions
Teachers Mutual Bank currently offers the higher rate at 4.75% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
Teachers Mutual Bank's best savings rate is 4.75% p.a. on the Starter Saver (Under 30s / Students).
Unity Bank's best savings rate is 4.00% p.a. on the MoneyMAX Account.
Neither Teachers Mutual Bank nor Unity Bank requires ongoing conditions for their top savings rates.
Bank Two
Best available
Up to 4.00% p.a.
Line-up
1 live product
| No |
| Balance Cap | $50,000 | Unlimited |
Teachers Mutual Bank currently offers a 0.75% higher savings rate.
Based on current rates, Teachers Mutual Bank pays approximately $375 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.75% p.a.
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