1 live product
Southern Cross Credit Union
Best available rate
4.65%p.a.
Star Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.90%
Bonus
3.75%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Southern Cross Credit Union
Best available
Up to 4.65% p.a.
Line-up
1 live product
VS
Southern Cross Credit Union St. George
VS
1 live product
St. George
Best available rate
4.85%p.a.
Maxi Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.00%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
St. George leads on headline savings rate by 0.20% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.20% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Southern Cross Credit Union | St. George |
|---|---|---|
| Max rate | 4.65% | 4.85% |
| Base rate | 0.90% | 1.00% |
| Bonus rate | 3.75% | 0.00% |
| Has conditions | Yes | No |
All Southern Cross Credit Union Products
Every tracked savings accounts option from Southern Cross Credit Union.
All St. George Products
Every tracked savings accounts option from St. George.
In March 2026, Southern Cross Credit Union's Star Saver offers up to 4.65% p.a. (0.90% base + 3.75% bonus), while St. George's Maxi Saver reaches 4.85% p.a.. St. George currently leads by 0.20% p.a.
St. George offers its top rate unconditionally, while Southern Cross Credit Union requires monthly conditions. St. George's rate includes an introductory component for 6 months.
Southern Cross Credit Union has 1 savings product and St. George has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Southern Cross Credit Union | St. George |
|---|---|---|
| Max Rate | 4.65% | 4.85% |
| Base Rate | 0.90% | 1.00% |
| Bonus Rate | 3.75% | 0.00% |
| Conditions Required |
Common Questions
Southern Cross Credit Union vs St. George FAQs
Which bank has the better savings rate, Southern Cross Credit Union or St. George?
St. George currently offers the higher rate at 4.85% p.a., compared to 4.65% p.a. Rates are sourced from live data and change frequently.
What is Southern Cross Credit Union's best savings account rate in 2026?
Southern Cross Credit Union's best savings rate is 4.65% p.a. on the Star Saver, consisting of a 0.90% base rate and 3.75% bonus rate. This rate requires meeting monthly bonus conditions.
What is St. George's best savings account rate in 2026?
St. George's best savings rate is 4.85% p.a. on the Maxi Saver.
Do Southern Cross Credit Union and St. George savings accounts have conditions?
St. George's top rate has no ongoing conditions, while Southern Cross Credit Union requires meeting bonus conditions each month to earn the full advertised rate.