1 live product
RACQ Bank
Best available rate
4.75%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.74%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
RACQ Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
RACQ Bank vs St. George
Compare RACQ Bank and St. George savings accounts side by side. In March 2026, RACQ Bank offers 1 account with rates up to 4.75% p.a., while St. George has 1 account reaching 4.85% p.a. St. George currently leads by 0.10%.
VS
1 live product
St. George
Best available rate
4.85%p.a.
Maxi Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
1.00%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
St. George leads on headline savings rate by 0.10% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.10% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | RACQ Bank | St. George |
|---|---|---|
| Max rate | 4.75% | 4.85% |
| Base rate | 0.01% | 1.00% |
| Bonus rate | 4.74% | 0.00% |
| Has conditions | Yes | No |
All RACQ Bank Products
Every tracked savings accounts option from RACQ Bank.
All St. George Products
Every tracked savings accounts option from St. George.
In March 2026, RACQ Bank's Bonus Saver offers up to 4.75% p.a. (0.01% base + 4.74% bonus), while St. George's Maxi Saver reaches 4.85% p.a.. St. George currently leads by 0.10% p.a.
St. George offers its top rate unconditionally, while RACQ Bank requires monthly conditions. St. George's rate includes an introductory component for 6 months.
RACQ Bank has 1 savings product and St. George has 1, giving you a range of options to compare.
Quick Comparison
| Feature | RACQ Bank | St. George |
|---|---|---|
| Max Rate | 4.75% | 4.85% |
| Base Rate | 0.01% | 1.00% |
| Bonus Rate | 4.74% | 0.00% |
| Conditions Required |
Common Questions
RACQ Bank vs St. George FAQs
Which bank has the better savings rate, RACQ Bank or St. George?
St. George currently offers the higher rate at 4.85% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
What is RACQ Bank's best savings account rate in 2026?
RACQ Bank's best savings rate is 4.75% p.a. on the Bonus Saver, consisting of a 0.01% base rate and 4.74% bonus rate. This rate requires meeting monthly bonus conditions.
What is St. George's best savings account rate in 2026?
St. George's best savings rate is 4.85% p.a. on the Maxi Saver.
Do RACQ Bank and St. George savings accounts have conditions?
St. George's top rate has no ongoing conditions, while RACQ Bank requires meeting bonus conditions each month to earn the full advertised rate.