1 live product
P&N Bank
Best available rate
4.75%p.a.
Savvy Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.20%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
P&N Bank
Best available
Up to 4.75% p.a.
Line-up
1 live product
VS
P&N Bank vs Rabobank
Compare P&N Bank and Rabobank savings accounts side by side. In March 2026, P&N Bank offers 1 account with rates up to 4.75% p.a., while Rabobank has 2 accounts reaching 5.35% p.a. Rabobank currently leads by 0.60%.
VS
2 live products
Rabobank
Best available rate
5.35%p.a.
High Interest Savings Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
3.70%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Rabobank leads on headline savings rate by 0.60% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.60% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | P&N Bank | Rabobank |
|---|---|---|
| Max rate | 4.75% | 5.35% |
| Base rate | 0.20% | 3.70% |
| Bonus rate | 4.55% | 0.00% |
| Has conditions | Yes | No |
All P&N Bank Products
Every tracked savings accounts option from P&N Bank.
All Rabobank Products
Every tracked savings accounts option from Rabobank.
In March 2026, P&N Bank's Savvy Saver offers up to 4.75% p.a. (0.20% base + 4.55% bonus), while Rabobank's High Interest Savings Account reaches 5.35% p.a.. Rabobank currently leads by 0.60% p.a.
Rabobank offers its top rate unconditionally, while P&N Bank requires monthly conditions. Rabobank's rate includes an introductory component for 4 months. Rabobank's rate applies on balances up to $250,000.
P&N Bank has 1 savings product and Rabobank has 2, giving you a range of options to compare.
Quick Comparison
| Feature | P&N Bank | Rabobank |
|---|---|---|
| Max Rate | 4.75% | 5.35% |
| Base Rate | 0.20% | 3.70% |
| Bonus Rate | 4.55% | 0.00% |
| Conditions Required |
Common Questions
P&N Bank vs Rabobank FAQs
Which bank has the better savings rate, P&N Bank or Rabobank?
Rabobank currently offers the higher rate at 5.35% p.a., compared to 4.75% p.a. Rates are sourced from live data and change frequently.
What is P&N Bank's best savings account rate in 2026?
P&N Bank's best savings rate is 4.75% p.a. on the Savvy Saver, consisting of a 0.20% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
What is Rabobank's best savings account rate in 2026?
Rabobank's best savings rate is 5.35% p.a. on the High Interest Savings Account.
Do P&N Bank and Rabobank savings accounts have conditions?
Rabobank's top rate has no ongoing conditions, while P&N Bank requires meeting bonus conditions each month to earn the full advertised rate.