1 live product
MyState Bank
Best available rate
4.50%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
4.45%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
MyState Bank
Best available
Up to 4.50% p.a.
Line-up
1 live product
VS
MyState Bank vs Up
Compare MyState Bank and Up savings accounts side by side. In March 2026, MyState Bank offers 1 account with rates up to 4.50% p.a., while Up has 1 account reaching 4.85% p.a. Up currently leads by 0.35%.
VS
1 live product
Up
Best available rate
4.85%p.a.
Up Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
4.85%
Conditions
Bonus rules apply
Live edge
Up leads on headline savings rate by 0.35% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.35% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | MyState Bank | Up |
|---|---|---|
| Max rate | 4.50% | 4.85% |
| Base rate | 0.05% | 0.00% |
| Bonus rate | 4.45% | 4.85% |
| Has conditions | Yes | Yes |
All MyState Bank Products
Every tracked savings accounts option from MyState Bank.
All Up Products
Every tracked savings accounts option from Up.
In March 2026, MyState Bank's Bonus Saver offers up to 4.50% p.a. (0.05% base + 4.45% bonus), while Up's Up Saver reaches 4.85% p.a.. Up currently leads by 0.35% p.a.
Up's rate applies on balances up to $250,000.
MyState Bank has 1 savings product and Up has 1, giving you a range of options to compare.
Quick Comparison
| Feature | MyState Bank | Up |
|---|---|---|
| Max Rate | 4.50% | 4.85% |
| Base Rate | 0.05% | 0.00% |
| Bonus Rate | 4.45% | 4.85% |
| Conditions Required | Yes | Yes |
Common Questions
MyState Bank vs Up FAQs
Which bank has the better savings rate, MyState Bank or Up?
Up currently offers the higher rate at 4.85% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is MyState Bank's best savings account rate in 2026?
MyState Bank's best savings rate is 4.50% p.a. on the Bonus Saver, consisting of a 0.05% base rate and 4.45% bonus rate. This rate requires meeting monthly bonus conditions.
What is Up's best savings account rate in 2026?
Up's best savings rate is 4.85% p.a. on the Up Saver. This rate requires meeting monthly bonus conditions.
Do MyState Bank and Up savings accounts have conditions?
Both MyState Bank and Up require meeting monthly conditions to earn their full bonus rates.