1 live product
HSBC
Best available rate
Everyday Savings (Intro)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.50%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Bank One
Best available
Up to 4.65% p.a.
Line-up
1 live product
Compare HSBC and Southern Cross Credit Union savings accounts side by side. In March 2026, HSBC offers 1 account with rates up to 4.65% p.a., while Southern Cross Credit Union has 1 account reaching 4.65% p.a.
1 live product
Best available rate
Everyday Savings (Intro)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.50%
Bonus
0.00%
Conditions
No monthly hoops
1 live product
Best available rate
Star Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.90%
Bonus
3.75%
Conditions
Bonus rules apply
Live edge
HSBC and Southern Cross Credit Union are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | HSBC | Southern Cross Credit Union |
|---|---|---|
| Max rate | 4.65% | 4.65% |
| Base rate | 2.50% | 0.90% |
| Bonus rate | 0.00% | 3.75% |
| Has conditions | No | Yes |
Every tracked savings accounts option from HSBC.
Every tracked savings accounts option from Southern Cross Credit Union.
In March 2026, HSBC's Everyday Savings (Intro) offers up to 4.65% p.a., while Southern Cross Credit Union's Star Saver reaches 4.65% p.a. (0.90% base + 3.75% bonus). Both banks are offering the same headline rate.
HSBC offers its top rate unconditionally, while Southern Cross Credit Union requires monthly conditions. HSBC's rate includes an introductory component for 3 months. HSBC's rate applies on balances up to $1,000,000.
HSBC has 1 savings product and Southern Cross Credit Union has 1, giving you a range of options to compare.
| Feature | HSBC | Southern Cross Credit Union |
|---|---|---|
| Max Rate | 4.65% | 4.65% |
| Base Rate | 2.50% | 0.90% |
| Bonus Rate | 0.00% | 3.75% |
Common Questions
HSBC currently offers the higher rate at 4.65% p.a., compared to 4.65% p.a. Rates are sourced from live data and change frequently.
HSBC's best savings rate is 4.65% p.a. on the Everyday Savings (Intro).
Southern Cross Credit Union's best savings rate is 4.65% p.a. on the Star Saver, consisting of a 0.90% base rate and 3.75% bonus rate. This rate requires meeting monthly bonus conditions.
HSBC's top rate has no ongoing conditions, while Southern Cross Credit Union requires meeting bonus conditions each month to earn the full advertised rate.
Bank Two
Best available
Up to 4.65% p.a.
Line-up
1 live product
| Conditions Required |
| No |
| Yes |
| Balance Cap | $1,000,000 | Unlimited |
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