1 live product
HSBC
Best available rate
4.65%p.a.
Everyday Savings (Intro)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.50%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
HSBC
Best available
Up to 4.65% p.a.
Line-up
1 live product
VS
HSBC vs MyState Bank
Compare HSBC and MyState Bank savings accounts side by side. In March 2026, HSBC offers 1 account with rates up to 4.65% p.a., while MyState Bank has 1 account reaching 4.50% p.a. HSBC currently leads by 0.15%.
VS
1 live product
MyState Bank
Best available rate
4.50%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
4.45%
Conditions
Bonus rules apply
Live edge
HSBC leads on headline savings rate by 0.15% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.15% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | HSBC | MyState Bank |
|---|---|---|
| Max rate | 4.65% | 4.50% |
| Base rate | 2.50% | 0.05% |
| Bonus rate | 0.00% | 4.45% |
| Has conditions | No | Yes |
All HSBC Products
Every tracked savings accounts option from HSBC.
All MyState Bank Products
Every tracked savings accounts option from MyState Bank.
In March 2026, HSBC's Everyday Savings (Intro) offers up to 4.65% p.a., while MyState Bank's Bonus Saver reaches 4.50% p.a. (0.05% base + 4.45% bonus). HSBC currently leads by 0.15% p.a.
HSBC offers its top rate unconditionally, while MyState Bank requires monthly conditions. HSBC's rate includes an introductory component for 3 months. HSBC's rate applies on balances up to $1,000,000.
HSBC has 1 savings product and MyState Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | HSBC | MyState Bank |
|---|---|---|
| Max Rate | 4.65% | 4.50% |
| Base Rate | 2.50% | 0.05% |
| Bonus Rate | 0.00% | 4.45% |
| Conditions Required |
Common Questions
HSBC vs MyState Bank FAQs
Which bank has the better savings rate, HSBC or MyState Bank?
HSBC currently offers the higher rate at 4.65% p.a., compared to 4.50% p.a. Rates are sourced from live data and change frequently.
What is HSBC's best savings account rate in 2026?
HSBC's best savings rate is 4.65% p.a. on the Everyday Savings (Intro).
What is MyState Bank's best savings account rate in 2026?
MyState Bank's best savings rate is 4.50% p.a. on the Bonus Saver, consisting of a 0.05% base rate and 4.45% bonus rate. This rate requires meeting monthly bonus conditions.
Do HSBC and MyState Bank savings accounts have conditions?
HSBC's top rate has no ongoing conditions, while MyState Bank requires meeting bonus conditions each month to earn the full advertised rate.