1 live product
HSBC
Best available rate
4.65%p.a.
Everyday Savings (Intro)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.50%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
HSBC
Best available
Up to 4.65% p.a.
Line-up
1 live product
VS
HSBC vs IMB Bank
Compare HSBC and IMB Bank savings accounts side by side. In March 2026, HSBC offers 1 account with rates up to 4.65% p.a., while IMB Bank has 2 accounts reaching 5.00% p.a. IMB Bank currently leads by 0.35%.
VS
2 live products
IMB Bank
Best available rate
5.00%p.a.
Reward Saver Kick Start
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
5.00%
Conditions
Bonus rules apply
Live edge
IMB Bank leads on headline savings rate by 0.35% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.35% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | HSBC | IMB Bank |
|---|---|---|
| Max rate | 4.65% | 5.00% |
| Base rate | 2.50% | 0.00% |
| Bonus rate | 0.00% | 5.00% |
| Has conditions | No | Yes |
All HSBC Products
Every tracked savings accounts option from HSBC.
All IMB Bank Products
Every tracked savings accounts option from IMB Bank.
In March 2026, HSBC's Everyday Savings (Intro) offers up to 4.65% p.a., while IMB Bank's Reward Saver Kick Start reaches 5.00% p.a.. IMB Bank currently leads by 0.35% p.a.
IMB Bank's top rate requires meeting bonus conditions each month, while HSBC offers its rate with no ongoing requirements. HSBC's rate includes an introductory component for 3 months. IMB Bank's rate applies on balances up to $100,000.
HSBC has 1 savings product and IMB Bank has 2, giving you a range of options to compare.
Quick Comparison
| Feature | HSBC | IMB Bank |
|---|---|---|
| Max Rate | 4.65% | 5.00% |
| Base Rate | 2.50% | 0.00% |
| Bonus Rate | 0.00% | 5.00% |
| Conditions Required |
Common Questions
HSBC vs IMB Bank FAQs
Which bank has the better savings rate, HSBC or IMB Bank?
IMB Bank currently offers the higher rate at 5.00% p.a., compared to 4.65% p.a. Rates are sourced from live data and change frequently.
What is HSBC's best savings account rate in 2026?
HSBC's best savings rate is 4.65% p.a. on the Everyday Savings (Intro).
What is IMB Bank's best savings account rate in 2026?
IMB Bank's best savings rate is 5.00% p.a. on the Reward Saver Kick Start. This rate requires meeting monthly bonus conditions.
Do HSBC and IMB Bank savings accounts have conditions?
HSBC's top rate has no ongoing conditions, while IMB Bank requires meeting bonus conditions each month to earn the full advertised rate.