1 live product
HSBC
Best available rate
Everyday Savings (Intro)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.50%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Bank One
Best available
Up to 4.65% p.a.
Line-up
1 live product
Compare HSBC and IMB Bank savings accounts side by side. In March 2026, HSBC offers 1 account with rates up to 4.65% p.a., while IMB Bank has 2 accounts reaching 5.00% p.a. IMB Bank currently leads by 0.35%.
1 live product
Best available rate
Everyday Savings (Intro)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.50%
Bonus
0.00%
Conditions
No monthly hoops
2 live products
Best available rate
Reward Saver Kick Start
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.00%
Bonus
5.00%
Conditions
Bonus rules apply
Live edge
IMB Bank leads on headline savings rate by 0.35% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | HSBC | IMB Bank |
|---|---|---|
| Max rate | 4.65% | 5.00% |
| Base rate | 2.50% | 0.00% |
| Bonus rate | 0.00% | 5.00% |
| Has conditions | No | Yes |
Every tracked savings accounts option from HSBC.
Every tracked savings accounts option from IMB Bank.
In March 2026, HSBC's Everyday Savings (Intro) offers up to 4.65% p.a., while IMB Bank's Reward Saver Kick Start reaches 5.00% p.a.. IMB Bank currently leads by 0.35% p.a.
IMB Bank's top rate requires meeting bonus conditions each month, while HSBC offers its rate with no ongoing requirements. HSBC's rate includes an introductory component for 3 months. IMB Bank's rate applies on balances up to $100,000.
HSBC has 1 savings product and IMB Bank has 2, giving you a range of options to compare.
| Feature | HSBC | IMB Bank |
|---|---|---|
| Max Rate | 4.65% | 5.00% |
| Base Rate | 2.50% | 0.00% |
| Bonus Rate | 0.00% | 5.00% |
| Conditions Required |
Common Questions
IMB Bank currently offers the higher rate at 5.00% p.a., compared to 4.65% p.a. Rates are sourced from live data and change frequently.
HSBC's best savings rate is 4.65% p.a. on the Everyday Savings (Intro).
IMB Bank's best savings rate is 5.00% p.a. on the Reward Saver Kick Start. This rate requires meeting monthly bonus conditions.
HSBC's top rate has no ongoing conditions, while IMB Bank requires meeting bonus conditions each month to earn the full advertised rate.
Bank Two
Best available
Up to 5.00% p.a.
Line-up
2 live products
| No |
| Yes |
| Balance Cap | $1,000,000 | $100,000 |
IMB Bank currently offers a 0.35% higher savings rate.
Based on current rates, IMB Bank pays approximately $175 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.35% p.a.
Keep Comparing
Keep Comparing