1 live product
Heritage Bank
Best available rate
Online Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.70%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Bank One
Best available
Up to 4.10% p.a.
Line-up
1 live product
Compare Heritage Bank and Unity Bank savings accounts side by side. In March 2026, Heritage Bank offers 1 account with rates up to 4.10% p.a., while Unity Bank has 1 account reaching 4.00% p.a. Heritage Bank currently leads by 0.10%.
1 live product
Best available rate
Online Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.70%
Bonus
0.00%
Conditions
No monthly hoops
1 live product
Best available rate
MoneyMAX Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.00%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Heritage Bank leads on headline savings rate by 0.10% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Heritage Bank | Unity Bank |
|---|---|---|
| Max rate | 4.10% | 4.00% |
| Base rate | 2.70% | 4.00% |
| Bonus rate | 0.00% | 0.00% |
| Has conditions | No | No |
Every tracked savings accounts option from Heritage Bank.
Every tracked savings accounts option from Unity Bank.
In March 2026, Heritage Bank's Online Saver offers up to 4.10% p.a., while Unity Bank's MoneyMAX Account reaches 4.00% p.a.. Heritage Bank currently leads by 0.10% p.a.
Heritage Bank's rate includes an introductory component for 4 months. Heritage Bank's rate applies on balances up to $100,000.
Heritage Bank has 1 savings product and Unity Bank has 1, giving you a range of options to compare.
| Feature | Heritage Bank | Unity Bank |
|---|---|---|
| Max Rate | 4.10% | 4.00% |
| Base Rate | 2.70% | 4.00% |
| Bonus Rate | 0.00% | 0.00% |
| Conditions Required | No |
Common Questions
Heritage Bank currently offers the higher rate at 4.10% p.a., compared to 4.00% p.a. Rates are sourced from live data and change frequently.
Heritage Bank's best savings rate is 4.10% p.a. on the Online Saver.
Unity Bank's best savings rate is 4.00% p.a. on the MoneyMAX Account.
Neither Heritage Bank nor Unity Bank requires ongoing conditions for their top savings rates.
Bank Two
Best available
Up to 4.00% p.a.
Line-up
1 live product
| No |
| Balance Cap | $100,000 | Unlimited |
Heritage Bank currently offers a 0.10% higher savings rate.
Based on current rates, Heritage Bank pays approximately $50 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.10% p.a.
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