1 live product
Heritage Bank
Best available rate
4.10%p.a.
Online Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.70%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Heritage Bank
Best available
Up to 4.10% p.a.
Line-up
1 live product
VS
Heritage Bank vs Rabobank
Compare Heritage Bank and Rabobank savings accounts side by side. In March 2026, Heritage Bank offers 1 account with rates up to 4.10% p.a., while Rabobank has 2 accounts reaching 5.35% p.a. Rabobank currently leads by 1.25%.
VS
2 live products
Rabobank
Best available rate
5.35%p.a.
High Interest Savings Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
3.70%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Rabobank leads on headline savings rate by 1.25% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
1.25% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Heritage Bank | Rabobank |
|---|---|---|
| Max rate | 4.10% | 5.35% |
| Base rate | 2.70% | 3.70% |
| Bonus rate | 0.00% | 0.00% |
| Has conditions | No | No |
All Heritage Bank Products
Every tracked savings accounts option from Heritage Bank.
All Rabobank Products
Every tracked savings accounts option from Rabobank.
In March 2026, Heritage Bank's Online Saver offers up to 4.10% p.a., while Rabobank's High Interest Savings Account reaches 5.35% p.a.. Rabobank currently leads by 1.25% p.a.
Rabobank's rate includes an introductory component for 4 months. Heritage Bank's rate includes an introductory component for 4 months. Rabobank's rate applies on balances up to $250,000.
Heritage Bank has 1 savings product and Rabobank has 2, giving you a range of options to compare.
Quick Comparison
| Feature | Heritage Bank | Rabobank |
|---|---|---|
| Max Rate | 4.10% | 5.35% |
| Base Rate | 2.70% | 3.70% |
| Bonus Rate | 0.00% | 0.00% |
| Conditions Required |
Common Questions
Heritage Bank vs Rabobank FAQs
Which bank has the better savings rate, Heritage Bank or Rabobank?
Rabobank currently offers the higher rate at 5.35% p.a., compared to 4.10% p.a. Rates are sourced from live data and change frequently.
What is Heritage Bank's best savings account rate in 2026?
Heritage Bank's best savings rate is 4.10% p.a. on the Online Saver.
What is Rabobank's best savings account rate in 2026?
Rabobank's best savings rate is 5.35% p.a. on the High Interest Savings Account.
Do Heritage Bank and Rabobank savings accounts have conditions?
Neither Heritage Bank nor Rabobank requires ongoing conditions for their top savings rates.