1 live product
Heritage Bank
Best available rate
Online Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.70%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Bank One
Best available
Up to 4.10% p.a.
Line-up
1 live product
Compare Heritage Bank and MyState Bank savings accounts side by side. In March 2026, Heritage Bank offers 1 account with rates up to 4.10% p.a., while MyState Bank has 1 account reaching 4.50% p.a. MyState Bank currently leads by 0.40%.
1 live product
Best available rate
Online Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.70%
Bonus
0.00%
Conditions
No monthly hoops
1 live product
Best available rate
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
4.45%
Conditions
Bonus rules apply
Live edge
MyState Bank leads on headline savings rate by 0.40% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Heritage Bank | MyState Bank |
|---|---|---|
| Max rate | 4.10% | 4.50% |
| Base rate | 2.70% | 0.05% |
| Bonus rate | 0.00% | 4.45% |
| Has conditions | No | Yes |
Every tracked savings accounts option from Heritage Bank.
Every tracked savings accounts option from MyState Bank.
In March 2026, Heritage Bank's Online Saver offers up to 4.10% p.a., while MyState Bank's Bonus Saver reaches 4.50% p.a. (0.05% base + 4.45% bonus). MyState Bank currently leads by 0.40% p.a.
MyState Bank's top rate requires meeting bonus conditions each month, while Heritage Bank offers its rate with no ongoing requirements. Heritage Bank's rate includes an introductory component for 4 months. MyState Bank's rate applies on balances up to $500,000.
Heritage Bank has 1 savings product and MyState Bank has 1, giving you a range of options to compare.
| Feature | Heritage Bank | MyState Bank |
|---|---|---|
| Max Rate | 4.10% | 4.50% |
| Base Rate | 2.70% | 0.05% |
| Bonus Rate | 0.00% | 4.45% |
Common Questions
MyState Bank currently offers the higher rate at 4.50% p.a., compared to 4.10% p.a. Rates are sourced from live data and change frequently.
Heritage Bank's best savings rate is 4.10% p.a. on the Online Saver.
MyState Bank's best savings rate is 4.50% p.a. on the Bonus Saver, consisting of a 0.05% base rate and 4.45% bonus rate. This rate requires meeting monthly bonus conditions.
Heritage Bank's top rate has no ongoing conditions, while MyState Bank requires meeting bonus conditions each month to earn the full advertised rate.
Bank Two
Best available
Up to 4.50% p.a.
Line-up
1 live product
| Conditions Required |
| No |
| Yes |
| Balance Cap | $100,000 | $500,000 |
MyState Bank currently offers a 0.40% higher savings rate.
Based on current rates, MyState Bank pays approximately $200 more in interest per year on a $50,000 balance. This is based on the headline rate difference of 0.40% p.a.
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