1 live product
Heritage Bank
Best available rate
4.10%p.a.
Online Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.70%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Heritage Bank
Best available
Up to 4.10% p.a.
Line-up
1 live product
VS
Heritage Bank vs MOVE Bank
Compare Heritage Bank and MOVE Bank savings accounts side by side. In March 2026, Heritage Bank offers 1 account with rates up to 4.10% p.a., while MOVE Bank has 3 accounts reaching 5.15% p.a. MOVE Bank currently leads by 1.05%.
VS
3 live products
MOVE Bank
Best available rate
5.15%p.a.
Growth Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
5.05%
Conditions
Bonus rules apply
Live edge
MOVE Bank leads on headline savings rate by 1.05% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
1.05% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Heritage Bank | MOVE Bank |
|---|---|---|
| Max rate | 4.10% | 5.15% |
| Base rate | 2.70% | 0.10% |
| Bonus rate | 0.00% | 5.05% |
| Has conditions | No | Yes |
All Heritage Bank Products
Every tracked savings accounts option from Heritage Bank.
All MOVE Bank Products
Every tracked savings accounts option from MOVE Bank.
In March 2026, Heritage Bank's Online Saver offers up to 4.10% p.a., while MOVE Bank's Growth Saver reaches 5.15% p.a. (0.10% base + 5.05% bonus). MOVE Bank currently leads by 1.05% p.a.
MOVE Bank's top rate requires meeting bonus conditions each month, while Heritage Bank offers its rate with no ongoing requirements. Heritage Bank's rate includes an introductory component for 4 months. MOVE Bank's rate applies on balances up to $25,000.
Heritage Bank has 1 savings product and MOVE Bank has 3, giving you a range of options to compare.
Quick Comparison
| Feature | Heritage Bank | MOVE Bank |
|---|---|---|
| Max Rate | 4.10% | 5.15% |
| Base Rate | 2.70% | 0.10% |
| Bonus Rate | 0.00% | 5.05% |
Common Questions
Heritage Bank vs MOVE Bank FAQs
Which bank has the better savings rate, Heritage Bank or MOVE Bank?
MOVE Bank currently offers the higher rate at 5.15% p.a., compared to 4.10% p.a. Rates are sourced from live data and change frequently.
What is Heritage Bank's best savings account rate in 2026?
Heritage Bank's best savings rate is 4.10% p.a. on the Online Saver.
What is MOVE Bank's best savings account rate in 2026?
MOVE Bank's best savings rate is 5.15% p.a. on the Growth Saver, consisting of a 0.10% base rate and 5.05% bonus rate. This rate requires meeting monthly bonus conditions.
Do Heritage Bank and MOVE Bank savings accounts have conditions?
Heritage Bank's top rate has no ongoing conditions, while MOVE Bank requires meeting bonus conditions each month to earn the full advertised rate.