1 live product
Heartland Bank
Best available rate
4.25%p.a.
MySavings Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.25%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Heartland Bank
Best available
Up to 4.25% p.a.
Line-up
1 live product
VS
Heartland Bank vs HSBC
Compare Heartland Bank and HSBC savings accounts side by side. In March 2026, Heartland Bank offers 1 account with rates up to 4.25% p.a., while HSBC has 1 account reaching 4.65% p.a. HSBC currently leads by 0.40%.
VS
1 live product
HSBC
Best available rate
4.65%p.a.
Everyday Savings (Intro)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.50%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
HSBC leads on headline savings rate by 0.40% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.40% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Heartland Bank | HSBC |
|---|---|---|
| Max rate | 4.25% | 4.65% |
| Base rate | 4.25% | 2.50% |
| Bonus rate | 0.00% | 0.00% |
| Has conditions | No | No |
All Heartland Bank Products
Every tracked savings accounts option from Heartland Bank.
All HSBC Products
Every tracked savings accounts option from HSBC.
In March 2026, Heartland Bank's MySavings Account offers up to 4.25% p.a., while HSBC's Everyday Savings (Intro) reaches 4.65% p.a.. HSBC currently leads by 0.40% p.a.
HSBC's rate includes an introductory component for 3 months. HSBC's rate applies on balances up to $1,000,000.
Heartland Bank has 1 savings product and HSBC has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Heartland Bank | HSBC |
|---|---|---|
| Max Rate | 4.25% | 4.65% |
| Base Rate | 4.25% | 2.50% |
| Bonus Rate | 0.00% | 0.00% |
| Conditions Required | No |
Common Questions
Heartland Bank vs HSBC FAQs
Which bank has the better savings rate, Heartland Bank or HSBC?
HSBC currently offers the higher rate at 4.65% p.a., compared to 4.25% p.a. Rates are sourced from live data and change frequently.
What is Heartland Bank's best savings account rate in 2026?
Heartland Bank's best savings rate is 4.25% p.a. on the MySavings Account.
What is HSBC's best savings account rate in 2026?
HSBC's best savings rate is 4.65% p.a. on the Everyday Savings (Intro).
Do Heartland Bank and HSBC savings accounts have conditions?
Neither Heartland Bank nor HSBC requires ongoing conditions for their top savings rates.