5 live products
Great Southern Bank
Best available rate
5.00%p.a.
Youth Esaver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
5.00%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Great Southern Bank
Best available
Up to 5.00% p.a.
Line-up
5 live products
VS
Great Southern Bank vs Heritage Bank
Compare Great Southern Bank and Heritage Bank savings accounts side by side. In March 2026, Great Southern Bank offers 5 accounts with rates up to 5.00% p.a., while Heritage Bank has 1 account reaching 4.10% p.a. Great Southern Bank currently leads by 0.90%.
VS
1 live product
Heritage Bank
Best available rate
4.10%p.a.
Online Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.70%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Great Southern Bank leads on headline savings rate by 0.90% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.90% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Great Southern Bank | Heritage Bank |
|---|---|---|
| Max rate | 5.00% | 4.10% |
| Base rate | 5.00% | 2.70% |
| Bonus rate | 0.00% | 0.00% |
| Has conditions | No | No |
All Great Southern Bank Products
Every tracked savings accounts option from Great Southern Bank.
All Heritage Bank Products
Every tracked savings accounts option from Heritage Bank.
In March 2026, Great Southern Bank's Youth Esaver offers up to 5.00% p.a., while Heritage Bank's Online Saver reaches 4.10% p.a.. Great Southern Bank currently leads by 0.90% p.a.
Heritage Bank's rate includes an introductory component for 4 months. Great Southern Bank's rate applies on balances up to $5,000.
Great Southern Bank has 5 savings products and Heritage Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Great Southern Bank | Heritage Bank |
|---|---|---|
| Max Rate | 5.00% | 4.10% |
| Base Rate | 5.00% | 2.70% |
| Bonus Rate | 0.00% | 0.00% |
| Conditions Required |
Common Questions
Great Southern Bank vs Heritage Bank FAQs
Which bank has the better savings rate, Great Southern Bank or Heritage Bank?
Great Southern Bank currently offers the higher rate at 5.00% p.a., compared to 4.10% p.a. Rates are sourced from live data and change frequently.
What is Great Southern Bank's best savings account rate in 2026?
Great Southern Bank's best savings rate is 5.00% p.a. on the Youth Esaver.
What is Heritage Bank's best savings account rate in 2026?
Heritage Bank's best savings rate is 4.10% p.a. on the Online Saver.
Do Great Southern Bank and Heritage Bank savings accounts have conditions?
Neither Great Southern Bank nor Heritage Bank requires ongoing conditions for their top savings rates.