1 live product
Easy Street
Best available rate
4.35%p.a.
Bonus Saver Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.01%
Bonus
4.34%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Easy Street
Best available
Up to 4.35% p.a.
Line-up
1 live product
VS
Easy Street vs Heartland Bank
Compare Easy Street and Heartland Bank savings accounts side by side. In March 2026, Easy Street offers 1 account with rates up to 4.35% p.a., while Heartland Bank has 1 account reaching 4.25% p.a. Easy Street currently leads by 0.10%.
VS
1 live product
Heartland Bank
Best available rate
4.25%p.a.
MySavings Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.25%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Easy Street leads on headline savings rate by 0.10% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.10% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Easy Street | Heartland Bank |
|---|---|---|
| Max rate | 4.35% | 4.25% |
| Base rate | 0.01% | 4.25% |
| Bonus rate | 4.34% | 0.00% |
| Has conditions | Yes | No |
All Easy Street Products
Every tracked savings accounts option from Easy Street.
All Heartland Bank Products
Every tracked savings accounts option from Heartland Bank.
In March 2026, Easy Street's Bonus Saver Account offers up to 4.35% p.a. (0.01% base + 4.34% bonus), while Heartland Bank's MySavings Account reaches 4.25% p.a.. Easy Street currently leads by 0.10% p.a.
Easy Street's top rate requires meeting bonus conditions each month, while Heartland Bank offers its rate with no ongoing requirements. Easy Street's rate applies on balances up to $3,000,000.
Easy Street has 1 savings product and Heartland Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Easy Street | Heartland Bank |
|---|---|---|
| Max Rate | 4.35% | 4.25% |
| Base Rate | 0.01% | 4.25% |
| Bonus Rate | 4.34% | 0.00% |
| Conditions Required |
Common Questions
Easy Street vs Heartland Bank FAQs
Which bank has the better savings rate, Easy Street or Heartland Bank?
Easy Street currently offers the higher rate at 4.35% p.a., compared to 4.25% p.a. Rates are sourced from live data and change frequently.
What is Easy Street's best savings account rate in 2026?
Easy Street's best savings rate is 4.35% p.a. on the Bonus Saver Account, consisting of a 0.01% base rate and 4.34% bonus rate. This rate requires meeting monthly bonus conditions.
What is Heartland Bank's best savings account rate in 2026?
Heartland Bank's best savings rate is 4.25% p.a. on the MySavings Account.
Do Easy Street and Heartland Bank savings accounts have conditions?
Heartland Bank's top rate has no ongoing conditions, while Easy Street requires meeting bonus conditions each month to earn the full advertised rate.