1 live product
Defence Bank
Best available rate
4.65%p.a.
Max eSaver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.55%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Defence Bank
Best available
Up to 4.65% p.a.
Line-up
1 live product
VS
Defence Bank vs Southern Cross Credit Union
Compare Defence Bank and Southern Cross Credit Union savings accounts side by side. In March 2026, Defence Bank offers 1 account with rates up to 4.65% p.a., while Southern Cross Credit Union has 1 account reaching 4.65% p.a.
VS
1 live product
Southern Cross Credit Union
Best available rate
4.65%p.a.
Star Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.90%
Bonus
3.75%
Conditions
Bonus rules apply
Live edge
Defence Bank and Southern Cross Credit Union are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Rates level
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Defence Bank | Southern Cross Credit Union |
|---|---|---|
| Max rate | 4.65% | 4.65% |
| Base rate | 0.10% | 0.90% |
| Bonus rate | 4.55% | 3.75% |
| Has conditions | Yes | Yes |
All Defence Bank Products
Every tracked savings accounts option from Defence Bank.
All Southern Cross Credit Union Products
Every tracked savings accounts option from Southern Cross Credit Union.
In March 2026, Defence Bank's Max eSaver offers up to 4.65% p.a. (0.10% base + 4.55% bonus), while Southern Cross Credit Union's Star Saver reaches 4.65% p.a. (0.90% base + 3.75% bonus). Both banks are offering the same headline rate.
Defence Bank's rate applies on balances up to $1,000,000.
Defence Bank has 1 savings product and Southern Cross Credit Union has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Defence Bank | Southern Cross Credit Union |
|---|---|---|
| Max Rate | 4.65% | 4.65% |
| Base Rate | 0.10% | 0.90% |
| Bonus Rate | 4.55% | 3.75% |
| Conditions Required |
Common Questions
Defence Bank vs Southern Cross Credit Union FAQs
Which bank has the better savings rate, Defence Bank or Southern Cross Credit Union?
Defence Bank currently offers the higher rate at 4.65% p.a., compared to 4.65% p.a. Rates are sourced from live data and change frequently.
What is Defence Bank's best savings account rate in 2026?
Defence Bank's best savings rate is 4.65% p.a. on the Max eSaver, consisting of a 0.10% base rate and 4.55% bonus rate. This rate requires meeting monthly bonus conditions.
What is Southern Cross Credit Union's best savings account rate in 2026?
Southern Cross Credit Union's best savings rate is 4.65% p.a. on the Star Saver, consisting of a 0.90% base rate and 3.75% bonus rate. This rate requires meeting monthly bonus conditions.