1 live product
Bendigo Bank
Best available rate
4.25%p.a.
Reward Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.15%
Conditions
Bonus rules apply
Finding the best rates…
Savings Accounts Comparison
Bank One
Bendigo Bank
Best available
Up to 4.25% p.a.
Line-up
1 live product
VS
Bendigo Bank vs MyState Bank
Compare Bendigo Bank and MyState Bank savings accounts side by side. In March 2026, Bendigo Bank offers 1 account with rates up to 4.25% p.a., while MyState Bank has 1 account reaching 4.50% p.a. MyState Bank currently leads by 0.25%.
VS
1 live product
MyState Bank
Best available rate
4.50%p.a.
Bonus Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.05%
Bonus
4.45%
Conditions
Bonus rules apply
Live edge
MyState Bank leads on headline savings rate by 0.25% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.25% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bendigo Bank | MyState Bank |
|---|---|---|
| Max rate | 4.25% | 4.50% |
| Base rate | 0.10% | 0.05% |
| Bonus rate | 4.15% | 4.45% |
| Has conditions | Yes | Yes |
All Bendigo Bank Products
Every tracked savings accounts option from Bendigo Bank.
All MyState Bank Products
Every tracked savings accounts option from MyState Bank.
In March 2026, Bendigo Bank's Reward Saver offers up to 4.25% p.a. (0.10% base + 4.15% bonus), while MyState Bank's Bonus Saver reaches 4.50% p.a. (0.05% base + 4.45% bonus). MyState Bank currently leads by 0.25% p.a.
MyState Bank's rate applies on balances up to $500,000.
Bendigo Bank has 1 savings product and MyState Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Bendigo Bank | MyState Bank |
|---|---|---|
| Max Rate | 4.25% | 4.50% |
| Base Rate | 0.10% | 0.05% |
| Bonus Rate | 4.15% | 4.45% |
| Conditions Required | Yes |
Common Questions
Bendigo Bank vs MyState Bank FAQs
Which bank has the better savings rate, Bendigo Bank or MyState Bank?
MyState Bank currently offers the higher rate at 4.50% p.a., compared to 4.25% p.a. Rates are sourced from live data and change frequently.
What is Bendigo Bank's best savings account rate in 2026?
Bendigo Bank's best savings rate is 4.25% p.a. on the Reward Saver, consisting of a 0.10% base rate and 4.15% bonus rate. This rate requires meeting monthly bonus conditions.
What is MyState Bank's best savings account rate in 2026?
MyState Bank's best savings rate is 4.50% p.a. on the Bonus Saver, consisting of a 0.05% base rate and 4.45% bonus rate. This rate requires meeting monthly bonus conditions.
Do Bendigo Bank and MyState Bank savings accounts have conditions?
Both Bendigo Bank and MyState Bank require meeting monthly conditions to earn their full bonus rates.