1 live product
Bank of Sydney
Best available rate
4.25%p.a.
BOS Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.25%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Bank of Sydney
Best available
Up to 4.25% p.a.
Line-up
1 live product
VS
Bank of Sydney vs HSBC
Compare Bank of Sydney and HSBC savings accounts side by side. In March 2026, Bank of Sydney offers 1 account with rates up to 4.25% p.a., while HSBC has 1 account reaching 4.65% p.a. HSBC currently leads by 0.40%.
VS
1 live product
HSBC
Best available rate
4.65%p.a.
Everyday Savings (Intro)
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.50%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
HSBC leads on headline savings rate by 0.40% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.40% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Sydney | HSBC |
|---|---|---|
| Max rate | 4.25% | 4.65% |
| Base rate | 4.25% | 2.50% |
| Bonus rate | 0.00% | 0.00% |
| Has conditions | No | No |
All Bank of Sydney Products
Every tracked savings accounts option from Bank of Sydney.
All HSBC Products
Every tracked savings accounts option from HSBC.
In March 2026, Bank of Sydney's BOS Saver offers up to 4.25% p.a., while HSBC's Everyday Savings (Intro) reaches 4.65% p.a.. HSBC currently leads by 0.40% p.a.
HSBC's rate includes an introductory component for 3 months. HSBC's rate applies on balances up to $1,000,000.
Bank of Sydney has 1 savings product and HSBC has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Bank of Sydney | HSBC |
|---|---|---|
| Max Rate | 4.25% | 4.65% |
| Base Rate | 4.25% | 2.50% |
| Bonus Rate | 0.00% | 0.00% |
| Conditions Required | No |
Common Questions
Bank of Sydney vs HSBC FAQs
Which bank has the better savings rate, Bank of Sydney or HSBC?
HSBC currently offers the higher rate at 4.65% p.a., compared to 4.25% p.a. Rates are sourced from live data and change frequently.
What is Bank of Sydney's best savings account rate in 2026?
Bank of Sydney's best savings rate is 4.25% p.a. on the BOS Saver.
What is HSBC's best savings account rate in 2026?
HSBC's best savings rate is 4.65% p.a. on the Everyday Savings (Intro).
Do Bank of Sydney and HSBC savings accounts have conditions?
Neither Bank of Sydney nor HSBC requires ongoing conditions for their top savings rates.