1 live product
Bank of Sydney
Best available rate
4.25%p.a.
BOS Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.25%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Bank of Sydney
Best available
Up to 4.25% p.a.
Line-up
1 live product
VS
Bank of Sydney vs Bendigo Bank
Compare Bank of Sydney and Bendigo Bank savings accounts side by side. In March 2026, Bank of Sydney offers 1 account with rates up to 4.25% p.a., while Bendigo Bank has 1 account reaching 4.25% p.a.
VS
1 live product
Bendigo Bank
Best available rate
4.25%p.a.
Reward Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.10%
Bonus
4.15%
Conditions
Bonus rules apply
Live edge
Bank of Sydney and Bendigo Bank are level on headline savings rate. Base rate and bonus conditions will decide the better real-world option.
Rates level
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bank of Sydney | Bendigo Bank |
|---|---|---|
| Max rate | 4.25% | 4.25% |
| Base rate | 4.25% | 0.10% |
| Bonus rate | 0.00% | 4.15% |
| Has conditions | No | Yes |
All Bank of Sydney Products
Every tracked savings accounts option from Bank of Sydney.
All Bendigo Bank Products
Every tracked savings accounts option from Bendigo Bank.
In March 2026, Bank of Sydney's BOS Saver offers up to 4.25% p.a., while Bendigo Bank's Reward Saver reaches 4.25% p.a. (0.10% base + 4.15% bonus). Both banks are offering the same headline rate.
Bank of Sydney offers its top rate unconditionally, while Bendigo Bank requires monthly conditions. Bank of Sydney's rate applies on balances up to $99,999,999,999.
Bank of Sydney has 1 savings product and Bendigo Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Bank of Sydney | Bendigo Bank |
|---|---|---|
| Max Rate | 4.25% | 4.25% |
| Base Rate | 4.25% | 0.10% |
| Bonus Rate | 0.00% | 4.15% |
| Conditions Required |
Common Questions
Bank of Sydney vs Bendigo Bank FAQs
Which bank has the better savings rate, Bank of Sydney or Bendigo Bank?
Bank of Sydney currently offers the higher rate at 4.25% p.a., compared to 4.25% p.a. Rates are sourced from live data and change frequently.
What is Bank of Sydney's best savings account rate in 2026?
Bank of Sydney's best savings rate is 4.25% p.a. on the BOS Saver.
What is Bendigo Bank's best savings account rate in 2026?
Bendigo Bank's best savings rate is 4.25% p.a. on the Reward Saver, consisting of a 0.10% base rate and 4.15% bonus rate. This rate requires meeting monthly bonus conditions.
Do Bank of Sydney and Bendigo Bank savings accounts have conditions?
Bank of Sydney's top rate has no ongoing conditions, while Bendigo Bank requires meeting bonus conditions each month to earn the full advertised rate.