1 live product
Australian Mutual Bank
Best available rate
5.00%p.a.
Young Saver Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
5.00%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Australian Mutual Bank
Best available
Up to 5.00% p.a.
Line-up
1 live product
VS
Australian Mutual Bank vs Heritage Bank
Compare Australian Mutual Bank and Heritage Bank savings accounts side by side. In March 2026, Australian Mutual Bank offers 1 account with rates up to 5.00% p.a., while Heritage Bank has 1 account reaching 4.10% p.a. Australian Mutual Bank currently leads by 0.90%.
VS
1 live product
Heritage Bank
Best available rate
4.10%p.a.
Online Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
2.70%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Australian Mutual Bank leads on headline savings rate by 0.90% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.90% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Australian Mutual Bank | Heritage Bank |
|---|---|---|
| Max rate | 5.00% | 4.10% |
| Base rate | 5.00% | 2.70% |
| Bonus rate | 0.00% | 0.00% |
| Has conditions | No | No |
All Australian Mutual Bank Products
Every tracked savings accounts option from Australian Mutual Bank.
All Heritage Bank Products
Every tracked savings accounts option from Heritage Bank.
In March 2026, Australian Mutual Bank's Young Saver Account offers up to 5.00% p.a., while Heritage Bank's Online Saver reaches 4.10% p.a.. Australian Mutual Bank currently leads by 0.90% p.a.
Heritage Bank's rate includes an introductory component for 4 months. Australian Mutual Bank's rate applies on balances up to $5,000.
Australian Mutual Bank has 1 savings product and Heritage Bank has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Australian Mutual Bank | Heritage Bank |
|---|---|---|
| Max Rate | 5.00% | 4.10% |
| Base Rate | 5.00% | 2.70% |
| Bonus Rate | 0.00% | 0.00% |
| Conditions Required |
Common Questions
Australian Mutual Bank vs Heritage Bank FAQs
Which bank has the better savings rate, Australian Mutual Bank or Heritage Bank?
Australian Mutual Bank currently offers the higher rate at 5.00% p.a., compared to 4.10% p.a. Rates are sourced from live data and change frequently.
What is Australian Mutual Bank's best savings account rate in 2026?
Australian Mutual Bank's best savings rate is 5.00% p.a. on the Young Saver Account.
What is Heritage Bank's best savings account rate in 2026?
Heritage Bank's best savings rate is 4.10% p.a. on the Online Saver.
Do Australian Mutual Bank and Heritage Bank savings accounts have conditions?
Neither Australian Mutual Bank nor Heritage Bank requires ongoing conditions for their top savings rates.