1 live product
Australian Mutual Bank
Best available rate
5.00%p.a.
Young Saver Account
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
5.00%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
Australian Mutual Bank
Best available
Up to 5.00% p.a.
Line-up
1 live product
VS
Australian Mutual Bank vs Bank of Sydney
Compare Australian Mutual Bank and Bank of Sydney savings accounts side by side. In March 2026, Australian Mutual Bank offers 1 account with rates up to 5.00% p.a., while Bank of Sydney has 1 account reaching 4.25% p.a. Australian Mutual Bank currently leads by 0.75%.
VS
1 live product
Bank of Sydney
Best available rate
4.25%p.a.
BOS Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.25%
Bonus
0.00%
Conditions
No monthly hoops
Live edge
Australian Mutual Bank leads on headline savings rate by 0.75% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.75% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Australian Mutual Bank | Bank of Sydney |
|---|---|---|
| Max rate | 5.00% | 4.25% |
| Base rate | 5.00% | 4.25% |
| Bonus rate | 0.00% | 0.00% |
| Has conditions | No | No |
All Australian Mutual Bank Products
Every tracked savings accounts option from Australian Mutual Bank.
All Bank of Sydney Products
Every tracked savings accounts option from Bank of Sydney.
In March 2026, Australian Mutual Bank's Young Saver Account offers up to 5.00% p.a., while Bank of Sydney's BOS Saver reaches 4.25% p.a.. Australian Mutual Bank currently leads by 0.75% p.a.
Australian Mutual Bank's rate applies on balances up to $5,000.
Australian Mutual Bank has 1 savings product and Bank of Sydney has 1, giving you a range of options to compare.
Quick Comparison
| Feature | Australian Mutual Bank | Bank of Sydney |
|---|---|---|
| Max Rate | 5.00% | 4.25% |
| Base Rate | 5.00% | 4.25% |
| Bonus Rate | 0.00% | 0.00% |
| Conditions Required | No |
Common Questions
Australian Mutual Bank vs Bank of Sydney FAQs
Which bank has the better savings rate, Australian Mutual Bank or Bank of Sydney?
Australian Mutual Bank currently offers the higher rate at 5.00% p.a., compared to 4.25% p.a. Rates are sourced from live data and change frequently.
What is Australian Mutual Bank's best savings account rate in 2026?
Australian Mutual Bank's best savings rate is 5.00% p.a. on the Young Saver Account.
What is Bank of Sydney's best savings account rate in 2026?
Bank of Sydney's best savings rate is 4.25% p.a. on the BOS Saver.
Do Australian Mutual Bank and Bank of Sydney savings accounts have conditions?
Neither Australian Mutual Bank nor Bank of Sydney requires ongoing conditions for their top savings rates.