1 live product
AMP
Best available rate
4.60%p.a.
Amp Bank Go Save
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
4.60%
Bonus
0.00%
Conditions
No monthly hoops
Finding the best rates…
Savings Accounts Comparison
Bank One
AMP
Best available
Up to 4.60% p.a.
Line-up
1 live product
VS
AMP vs Southern Cross Credit Union
Compare AMP and Southern Cross Credit Union savings accounts side by side. In March 2026, AMP offers 1 account with rates up to 4.60% p.a., while Southern Cross Credit Union has 1 account reaching 4.65% p.a. Southern Cross Credit Union currently leads by 0.05%.
VS
1 live product
Southern Cross Credit Union
Best available rate
4.65%p.a.
Star Saver
Highest ranked offer currently surfaced for this bank on the compare page.
Base rate
0.90%
Bonus
3.75%
Conditions
Bonus rules apply
Live edge
Southern Cross Credit Union leads on headline savings rate by 0.05% p.a. right now. Use the feature table below to see whether that edge comes with extra conditions.
0.05% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | AMP | Southern Cross Credit Union |
|---|---|---|
| Max rate | 4.60% | 4.65% |
| Base rate | 4.60% | 0.90% |
| Bonus rate | 0.00% | 3.75% |
| Has conditions | No | Yes |
All AMP Products
Every tracked savings accounts option from AMP.
All Southern Cross Credit Union Products
Every tracked savings accounts option from Southern Cross Credit Union.
In March 2026, AMP's Amp Bank Go Save offers up to 4.60% p.a., while Southern Cross Credit Union's Star Saver reaches 4.65% p.a. (0.90% base + 3.75% bonus). Southern Cross Credit Union currently leads by 0.05% p.a.
Southern Cross Credit Union's top rate requires meeting bonus conditions each month, while AMP offers its rate with no ongoing requirements.
AMP has 1 savings product and Southern Cross Credit Union has 1, giving you a range of options to compare.
Quick Comparison
| Feature | AMP | Southern Cross Credit Union |
|---|---|---|
| Max Rate | 4.60% | 4.65% |
| Base Rate | 4.60% | 0.90% |
| Bonus Rate | 0.00% | 3.75% |
| Conditions Required |
Common Questions
AMP vs Southern Cross Credit Union FAQs
Which bank has the better savings rate, AMP or Southern Cross Credit Union?
Southern Cross Credit Union currently offers the higher rate at 4.65% p.a., compared to 4.60% p.a. Rates are sourced from live data and change frequently.
What is AMP's best savings account rate in 2026?
AMP's best savings rate is 4.60% p.a. on the Amp Bank Go Save.
What is Southern Cross Credit Union's best savings account rate in 2026?
Southern Cross Credit Union's best savings rate is 4.65% p.a. on the Star Saver, consisting of a 0.90% base rate and 3.75% bonus rate. This rate requires meeting monthly bonus conditions.
Do AMP and Southern Cross Credit Union savings accounts have conditions?
AMP's top rate has no ongoing conditions, while Southern Cross Credit Union requires meeting bonus conditions each month to earn the full advertised rate.