106 live products
Bankwest
Best available rate
5.69%p.a.
Bankwest Simple Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.72%
Offset
Included
Redraw
Included
Finding the best rates…
Home Loans Comparison
Bank One
Bankwest
Best available
From 5.69% p.a.
Line-up
106 live products
VS
Bankwest vs HSBC
Compare Bankwest and HSBC home loans in March 2026. Bankwest offers rates from 5.69% p.a. across 106 products, while HSBC starts at 5.49% p.a. with 112 products. HSBC currently has the lower rate by 0.20%.
VS
112 live products
HSBC
Best available rate
5.49%p.a.
Home Value Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.50%
Offset
Not included
Redraw
Included
Live edge
HSBC is lower on headline home loan rate by 0.20%, which is roughly $83 per month on a $500,000 loan.
0.20% gap
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bankwest | HSBC |
|---|---|---|
| Interest rate | 5.69% | 5.49% |
| Comparison rate | 5.72% | 5.50% |
| Offset account | Yes | No |
| Redraw | Yes | Yes |
All Bankwest Products
Every tracked home loans option from Bankwest.
All HSBC Products
Every tracked home loans option from HSBC.
Bankwest's lowest variable rate is 5.69% p.a. (comparison rate 5.72%) while HSBC starts at 5.49% p.a. (comparison rate 5.50%). HSBC is 0.20% lower, which saves approximately $83/month on a $500,000 loan.
Key features: Bankwest includes offset, Bankwest includes redraw, HSBC includes redraw.
Quick Comparison
| Feature | Bankwest | HSBC |
|---|---|---|
| Interest Rate | 5.69% | 5.49% |
| Comparison Rate | 5.72% | 5.50% |
| Offset Account | Yes | No |
| Redraw Facility | Yes | Yes |
Common Questions
Bankwest vs HSBC FAQs
Which bank has a lower home loan rate, Bankwest or HSBC?
HSBC currently offers the lower variable rate at 5.49% p.a. compared to 5.69% p.a. Always check the comparison rate for a true cost picture.
Do Bankwest and HSBC home loans have offset accounts?
Bankwest offers an offset account. HSBC does not include an offset account.
What is Bankwest's lowest home loan rate in 2026?
Bankwest's lowest variable rate is 5.69% p.a. (comparison rate 5.72%) on the Bankwest Simple Home Loan (Variable).
What is HSBC's lowest home loan rate in 2026?
HSBC's lowest variable rate is 5.49% p.a. (comparison rate 5.50%) on the Home Value Loan (Variable).