106 live products
Bankwest
Best available rate
Bankwest Simple Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.72%
Offset
Included
Redraw
Included
Finding the best rates…
Bank One
Best available
From 5.69% p.a.
Line-up
106 live products
Compare Bankwest and HSBC home loans in March 2026. Bankwest offers rates from 5.69% p.a. across 106 products, while HSBC starts at 5.49% p.a. with 112 products. HSBC currently has the lower rate by 0.20%.
106 live products
Best available rate
Bankwest Simple Home Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.72%
Offset
Included
Redraw
Included
112 live products
Best available rate
Home Value Loan (Variable)
Highest ranked offer currently surfaced for this bank on the compare page.
Comparison
5.50%
Offset
Not included
Redraw
Included
Live edge
HSBC is lower on headline home loan rate by 0.20%, which is roughly $83 per month on a $500,000 loan.
Feature Comparison
Side-by-side view of the strongest offers surfaced above.
| Feature | Bankwest | HSBC |
|---|---|---|
| Interest rate | 5.69% | 5.49% |
| Comparison rate | 5.72% | 5.50% |
| Offset account | Yes | No |
| Redraw | Yes | Yes |
Every tracked home loans option from Bankwest.
Every tracked home loans option from HSBC.
Bankwest's lowest variable rate is 5.69% p.a. (comparison rate 5.72%) while HSBC starts at 5.49% p.a. (comparison rate 5.50%). HSBC is 0.20% lower, which saves approximately $83/month on a $500,000 loan.
Key features: Bankwest includes offset, Bankwest includes redraw, HSBC includes redraw.
| Feature | Bankwest | HSBC |
|---|---|---|
| Interest Rate | 5.69% | 5.49% |
| Comparison Rate | 5.72% | 5.50% |
| Offset Account | Yes | No |
| Redraw Facility | Yes | Yes |
Common Questions
HSBC currently offers the lower variable rate at 5.49% p.a. compared to 5.69% p.a. Always check the comparison rate for a true cost picture.
Bankwest offers an offset account. HSBC does not include an offset account.
Bankwest's lowest variable rate is 5.69% p.a. (comparison rate 5.72%) on the Bankwest Simple Home Loan (Variable).
HSBC's lowest variable rate is 5.49% p.a. (comparison rate 5.50%) on the Home Value Loan (Variable).
Bank Two
Best available
From 5.49% p.a.
Line-up
112 live products
| Annual Fee |
| $0 |
| $0 |
HSBC currently offers a 0.20% lower home loan rate.
Keep Comparing
Keep Comparing