ING Savings Accounts
2 variants•Up to 5.40% p.a.•March 2026
Compare 2 ING savings accounts variants available in March 2026.
ING currently offers savings accounts with rates up to 5.40% p.a., across multiple product lines.
Use the table below to compare rates, features, and fees to find the best ING savings account for your needs.
Financial Institution
Total Rate
Base
Bonus
Intro
1st Year
Total interest earned in the first 12 months, accounting for introductory rates.
Effective Rate
The effective annual rate applied to your specific balance after any introductory period ends. It accounts for blended rates if your balance exceeds specific tiered caps.
Action
ING
Savings Accelerator
No ConditionsIntro Rate
Total Rate
5.40%
Headline
Base
4.35%
Base
Bonus
-
Tiered
Intro
+1.05%
4 months
4 months
Est. 1st Year Return
+$285
Est. Return
Effective
2.50%
Effective
ING
Savings Maximiser
ConditionsReferral
Total Rate
5.00%
Headline
Base
0.01%
Base
Bonus
+4.99%
Conditions
Intro
-
Est. 1st Year Return
+$500
Est. Return
Effective
5.00%
Effective
Common Questions
ING Savings Accounts FAQs
How many savings accounts does ING offer?
ING currently offers 2 savings accounts variants. Compare all options above to find the best savings account for your needs.
What is the highest ING savings rate?
ING's highest savings rate is currently 5.40% p.a. Some products may require conditions to be met to earn the maximum rate.
Do ING savings accounts have conditions?
Some ING savings accounts require conditions such as minimum deposits or linked transactions. Check each product's conditions in the table above.