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HSBC Home Loans

112 variantsFrom 5.49% p.a.March 2026

Compare 112 HSBC home loans variants available in March 2026.

HSBC currently offers home loans starting from 5.49% p.a., across multiple product lines.

Use the table below to compare rates, features, and fees to find the best HSBC home loan for your needs.

Features:
Showing 3 home loans from 1 lenders
$600Kon$750Kat80% LVROwner OccupierVariablePrincipal & Interest
HSBC

HSBC

Home Value Loan (Variable)
5.59%
Variable
5.60%
Comparison
$3,441
/month
HSBC

HSBC

Standard Variable (Package)
Offset
Package·$390/yr
5.74%
Variable
6.11%
Comparison
$3,498
/month
HSBC

HSBC

Home Smart (Package) (Variable)
Package·$390/yr
5.74%
Variable
6.11%
Comparison
$3,498
/month

Important: The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. General Advice Only.

Common Questions

HSBC Home Loans FAQs

How many home loans does HSBC offer?

HSBC currently offers 112 home loans variants. Compare all options above to find the best home loan for your needs.

What is the lowest HSBC home loan rate?

The lowest HSBC home loan rate is currently 5.49% p.a. Rates vary by loan type, purpose, and LVR tier.

Does HSBC offer offset accounts?

HSBC offers offset accounts on select home loan products. Check the features column in the comparison table above for availability.