Bank of Queensland Savings Accounts

3 variants•Up to 5.10% p.a.•March 2026

Compare 3 Bank of Queensland savings accounts variants available in March 2026.

Bank of Queensland currently offers savings accounts with rates up to 5.10% p.a., across multiple product lines.

Use the table below to compare rates, features, and fees to find the best Bank of Queensland savings account for your needs.

SORT:

Financial Institution

Total Rate

Base

Bonus

Intro

1st Year

Total interest earned in the first 12 months, accounting for introductory rates.

Effective Rate

The effective annual rate applied to your specific balance after any introductory period ends. It accounts for blended rates if your balance exceeds specific tiered caps.

Action

Bank of Queensland

Future Saver Account

14-35 YRSConditions

Total Rate

5.10%

Headline

Base

0.05%

Base

Bonus

+5.05%

Conditions

Intro

Est. 1st Year Return

+$510

Est. Return

Effective

5.10%

Effective

Go to Site

Bank of Queensland

Smart Saver (36-99yrs)

36-99 YRSConditions

Total Rate

4.85%

Headline

Base

0.05%

Base

Bonus

+4.80%

Conditions

Intro

Est. 1st Year Return

+$485

Est. Return

Effective

4.85%

Effective

Go to Site

Bank of Queensland

Simple Saver Account

No ConditionsIntro Rate

Total Rate

4.75%

Headline

Base

4.30%

Base

Bonus

Tiered

Intro

+0.45%

4 months

Est. 1st Year Return

+$445

Est. Return

Effective

4.30%

Effective

Go to Site

Common Questions

Bank of Queensland Savings Accounts FAQs

How many savings accounts does Bank of Queensland offer?

Bank of Queensland currently offers 3 savings accounts variants. Compare all options above to find the best savings account for your needs.

What is the highest Bank of Queensland savings rate?

Bank of Queensland's highest savings rate is currently 5.10% p.a. Some products may require conditions to be met to earn the maximum rate.

Do Bank of Queensland savings accounts have conditions?

Some Bank of Queensland savings accounts require conditions such as minimum deposits or linked transactions. Check each product's conditions in the table above.