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Bank of China Home Loans

30 variantsFrom 5.43% p.a.March 2026

Compare 30 Bank of China home loans variants available in March 2026.

Bank of China currently offers home loans starting from 5.43% p.a., across multiple product lines.

Use the table below to compare rates, features, and fees to find the best Bank of China home loan for your needs.

Features:
Showing 3 home loans from 1 lenders
$600Kon$750Kat80% LVROwner OccupierVariablePrincipal & Interest
Bank of China

Bank of China

Discount Home Loan (With Principal And Interest Repayment) (Variable)
5.43%
Variable
5.64%
Comparison
$3,380
/month
Bank of China

Bank of China

Discount Plus Home Loan (With Principal And Interest Repayment) (Variable)
Offset
5.43%
Variable
5.82%
Comparison
$3,380
/month
Bank of China

Bank of China

Standard Variable Rate Home Loan
7.89%
Variable
7.95%
Comparison
$4,357
/month

Important: The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. General Advice Only.

Common Questions

Bank of China Home Loans FAQs

How many home loans does Bank of China offer?

Bank of China currently offers 30 home loans variants. Compare all options above to find the best home loan for your needs.

What is the lowest Bank of China home loan rate?

The lowest Bank of China home loan rate is currently 5.43% p.a. Rates vary by loan type, purpose, and LVR tier.

Does Bank of China offer offset accounts?

Bank of China offers offset accounts on select home loan products. Check the features column in the comparison table above for availability.